Accounts Receivable Credit Manager

At Saputo, we bring good to the table by making high-quality products, investing in our people, and supporting communities around the world . As a top 10 global dairy processor, we value contributions that matter and strive to foster an inclusive, growth-driven work environment. Ready to bring your best?

• The Accounts Receivable Credit Manager will be responsible for managing and optimizing the company's credit risks, collections strategy, and cash flow performance.  This role is ideal for a leader who is not only technically strong in credit and risk management but also a strategic thinker, team builder, and cross-functional business partner. With a strong focus on scalability, efficiency, and innovation, this position offers growth opportunities into advanced roles.

How you will make contributions that matter...

Credit Risk Management

• Enforce existing credit policies and risk assessment frameworks for a diverse customer base consisting of approximately US$400M.
• Assess creditworthiness of new and existing customers using financial statements, trade references, and D&B reports.
• Work closely with sales and finance teams to align credit strategies with revenue growth and working capital objectives.
• Maintain credit scoring models and automation tools to improve efficiency, mitigate risk, and streamline collections.

Collections Strategy

• Oversee and improve the collections process to optimize DSO (Days Sales Outstanding) and cash flow.
• Develop strategies for proactive customer engagement to prevent overdue accounts.
• Handle high-risk accounts and collaborate with legal teams or collection agencies when necessary.
• Maintain an accurate AR aging report and communicate risk exposure to senior leadership.

Leadership & Team Development

• Lead, mentor, and develop an AR team in a high-volume, fast-paced CPG environment.
• Trusts and empowers team members to take ownership of their responsibilities while providing strategic guidance.
• Encourages accountability, professional growth, and continuous improvement within the team.
• Fosters cross-functional collaboration with sales, operations, and finance teams to optimize the order-to-cash cycle.

Financial & Analytical Reporting

• Monitor and report key AR metrics (DSO, collection efficiency, accounts receivable turnover, and bad debt ratio) to senior leadership with actionable insights.
• Leverage SAP and BI reporting credit risk management tools to assess, monitor, and mitigate accounts receivable financial risks.

Regulatory Compliance & Continuous Improvement

• Ensure compliance with credit regulations, internal controls, and industry best practices.
• Stay updated on CPG industry trends and evolving credit risk models.
• Continuously improve AR processes for scalability as the company grows.

You are best suited for the role if you...

• Technical Skills
• 10+ years of experience in credit, collections, and AR management, with at least 3 years in a leadership role.
• Bachelor’s degree in accounting, finance, business administration, or related field
• Strong expertise in credit risk analysis, financial statement review, and collections management.
• Knowledge of GAAP and regulatory compliance related to credit and collections.
• Strong working knowledge of all aspects of SAP FSCM required.
• Experience in a large-scale CPG or high-volume environment preferred.
• Soft Skills & Leadership Traits
• Critical thinker with a strategic, problem-solving mindset.
• Encourages independence, accountability, and ownership within the team.
• Resilient and adaptable in a dynamic, high-growth business environment.
• Strong communication skills to engage with customers and internal stakeholders.

We support and care for our employees by providing them with…

• Development opportunities that enhance you career fulfillment
• Meaningful compensation & benefits that help you care for your family
• Opportunities to contribute to your community and enhance the lives of others through Saputo products

Salary Range: $85,370 to $112,050

Salary offers will vary commensurate with experience, education, skills, and training.

In the USA, Saputo ranks among the top three cheese producers and is one of the top producers of extended shelf-life and cultured dairy products, with a portfolio of well-loved brands such as Stella, Frigo Cheese, Montchevre, Stella, and Treasure Cave. We also boast a strong foodservice presence, partnering with reputable chain restaurants and broadline distributors.

Whether your expertise lies in manufacturing, operations, supply chain, sales, quality assurance, or in any other function, your role is integral to our success. You will make contributions that matter, all while working alongside colleagues who genuinely care about your success and who will roll up their sleeves to help.

Saputo Cheese USA Inc. and Saputo Dairy Foods USA, LLC endeavors to make CareersUSA.Saputo.com accessible to all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Human Resources at 214-863-2300 or email [email protected]. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

Saputo Cheese USA Inc. and Saputo Dairy Foods USA, LLC are equal opportunity employers. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. If you'd like more information on your EEO rights under law, please visit www.EEOC.gov.

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