Account Manager IV (National Large Group)

Posted Yesterday
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Newark, NJ, USA
In-Office
125K-151K Annually
Expert/Leader
Healthtech • Insurance
The Role
Manages complex national large-group health insurance accounts, focusing on retention, renewals, contract negotiations, product expansion, client relationships, service performance, and issue resolution. Advises clients, brokers, trustees, and consultants; coordinates with internal teams and vendors; delivers reporting, workshops, and regulatory updates; and makes financial, operational, and service-related decisions. The role requires national travel, strong negotiation and presentation skills, health insurance knowledge, and a New Jersey Health/Life license.
Summary Generated by Built In

Horizon Blue Cross Blue Shield of New Jersey empowers our members to achieve their best health.  For over 90 years, we have been New Jersey’s health solutions leader driving innovations that improve health care quality, affordability, and member experience.  Our members are our neighbors, our friends, and our families.  It is this understanding that drives us to better serve and care for the 3.5 million people who place their trust in us. We pride ourselves on our best-in-class employees and strive to maintain an innovative and inclusive environment that allows them to thrive. When our employees bring their best and succeed, the Company succeeds. 

About the Role

This position is responsible for retaining existing accounts and selling additional product lines, where appropriate and profitable, within the National market segment. The Account Manager for the National Large Group market serves as the primary relationship manager for assigned to national accounts. This role is responsible for account retention, operational excellence, and strategic support across complex national groups. The Account Manager acts as a trusted advisor to the client and consultants while coordinating across internal Horizon teams to ensure service delivery, compliance, and performance expectations are met.

What You'll Do

  • Manage contract renewals, including negotiating terms and approving contract modifications outside standard guidelines to support retention and growth.

  • Assess client needs and recommend appropriate products, including identifying opportunities to sell additional lines of business.

  • Serve as the day-to-day account lead, maintaining consultative relationships with administrators, TPAs, brokers, and consultants.

  • Represent Horizon at trustee meetings, board meetings, and client requested forums.

  • Proactively manage client expectations and escalate issues as appropriate to ensure timely resolution.

  • Partner with Data & Reporting teams to deliver client specific reporting and performance insights.

  • Experience with ASO groups both Full Administration and Shared Administration

  • Coordinate internally with Service, Claims, Provider Contracting, Network, Finance, Compliance, IT, and Vendor partners to resolve complex issues.

  • Develop and conduct client and group workshops related to enrollment, claims procedures, and healthcare industry regulations.

  • Analyze relevant factors and outcomes to make binding financial, operational, and service-related decisions.

  • Ensure accounts and brokers are informed of applicable legislative and regulatory updates and their impact.

  • Perform additional duties as assigned by management.

What You Bring

Education/Experience:

  • High School Diploma or GED required.

  • Bachelor’s degree preferred, or equivalent relevant experience in lieu of a degree.

  • Minimum of ten (10) years of account management experience with increasing responsibility, including strategic client relationship management, contract negotiation, and renewal optimization, preferably within the health insurance industry.

  • Sales and/or Account Management experience within National Large Group markets strongly preferred.

  • Experience conducting service performance, contractual obligations, and performance guarantees where applicable.

  • Experience with renewal strategy, including plan design changes, pricing discussions (in partnership with Sales), and benefit modifications

Additional licensing, certifications, registrations:

  • Requires a New Jersey State Health/Life License.

Knowledge:

  • Advanced proficiency in personal computers and Windows-based software, including Microsoft Word, Excel, and PowerPoint; familiarity with intranet and internet applications.

  • Knowledge of National/Large group segments.

  • Understanding of group health product lines, including Managed Care.

  • Knowledge of rating processes and policy renewal practices.

  • Preferred knowledge of Horizon BCBSNJ products, underwriting policies, enrollment, billing, and claims processing procedures

Skills and Abilities:

  • Strong negotiation skills.

  • Ability to tailor communication and messaging to various audiences.

  • Ability to effectively leverage limited engagement opportunities with key decision-makers.

  • Capability to communicate complex concepts in a clear, concise manner.

  • Excellent verbal and written communication skills.

  • Public speaking and presentation expertise.

  • Proven relationship-building skills.

  • Ability to manage partner vendor relationships (e.g., wellness, IT, clinical).

  • Strong collaboration with internal stakeholders, including government affairs, service, legal, and foundation teams.

Travel:

  • Travel throughout the United States is required. Majority of travel will be throughout the state of NJ but there will be times where out of state travel is required.

Why Horizon?

At Horizon, you’ll do meaningful work that directly improves lives—while being supported by a mission‑driven organization that values expertise, collaboration, and growth.  We believe that when our people thrive, our communities do too.  If you are passionate about making an impact, we’d love to hear from you!

Salary Range:

$125,100 - $151,095

This position is eligible for sales incentive compensation in addition to base pay.  ​This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions, including but not limited to: education, experience, licensure, certifications, geographic location, and internal equity.  This range has been created in good faith based on information known to Horizon at the time of posting.  Compensation decisions are dependent on the circumstances of each case. Horizon also provides a comprehensive compensation and benefits package which includes:

  • Comprehensive health benefits (Medical/Dental/Vision)

  • Retirement Plans

  • Generous PTO

  • Incentive Plans

  • Wellness Programs

  • Paid Volunteer Time Off

  • Tuition Reimbursement

Disclaimer:

Horizon BCBSNJ employees must live in New Jersey, New York, Pennsylvania, Connecticut or Delaware. This job summary has been designed to indicate the general nature and level of work performed by colleagues within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of colleagues assigned to this job.

Horizon Blue Cross Blue Shield of New Jersey is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran status or status as an individual with a disability and any other protected class as required by federal, state or local law.  Horizon will consider reasonable accommodation requests as part of the recruiting and hiring process.

Skills Required

  • High school diploma or GED
  • Minimum of 10 years of account management experience with increasing responsibility
  • Strategic client relationship management experience
  • Contract negotiation experience
  • Renewal optimization experience
  • New Jersey State Health/Life License
  • Experience conducting service performance, contractual obligations, and performance guarantees
  • Experience with renewal strategy, including plan design changes, pricing discussions, and benefit modifications
  • Bachelor's degree or equivalent relevant experience in lieu of a degree
  • Sales or account management experience within National Large Group markets
  • Experience with ASO groups, including Full Administration and Shared Administration
  • Knowledge of group health product lines, including Managed Care
  • Knowledge of rating processes and policy renewal practices
  • Advanced proficiency with personal computers and Windows-based software, including Word, Excel, and PowerPoint
  • Strong negotiation, communication, presentation, relationship-building, and collaboration skills

Horizon Blue Cross Blue Shield of New Jersey Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Horizon Blue Cross Blue Shield of New Jersey and has not been reviewed or approved by Horizon Blue Cross Blue Shield of New Jersey.

  • Leave & Time Off Breadth PTO is characterized as generous, with ample days off and holidays enhancing the overall package. This breadth of time away supports a favorable view of total rewards.
  • Flexible Benefits Remote and hybrid options are available in multiple functions and are cited as a meaningful perk. Flexibility in where work is performed contributes to overall satisfaction with rewards.
  • Retirement Support The 401(k) match is considered decent to good. Retirement offerings are viewed as a solid component of the total package.

Horizon Blue Cross Blue Shield of New Jersey Insights

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The Company
HQ: Newark, NJ
4,974 Employees
Year Founded: 1932

What We Do

Horizon Blue Cross Blue Shield of New Jersey- the state’s largest and oldest health insurer - is a subsidiary of Horizon Mutual Holdings, Inc., a not-for-profit mutual holding company. Together with its affiliates, Horizon provides a wide array of medical, dental, vision and prescription insurance products and services. As New Jersey’ health solutions leader, Horizon is transforming healthcare by working with doctors and hospitals to deliver innovative, patient-centered programs that improve quality and lower costs. It is headquartered in Newark, NJ with offices in Wall and Hopewell, NJ. Horizon serves 3.7 million members including more than 1 million who rely on Medicaid for their health coverage.

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