2026 Commercial & Investment Bank Global Payments Full-Time Analyst Program

Job Description
As a Payments analyst, you'll gain hands-on experience in this dynamic field, supported by training and mentorship to help you succeed. Join us to shape future client solutions with your unique ideas.
As one of the world's largest banks, J.P. Morgan moves about $10 trillion each day for our clients around the world-almost 20% of the global USD market-across multinational corporations, financial institutions, and public sector entities. Our leadership position allows us, and requires us, to constantly innovate to stay on top and deliver for our clients.
This position is based in Jersey City, NJ.
Job responsibilities:

• Learn how we work with 100,000+ clients in 150+ countries to support cash management needs and technology-based payment solutions
• Identify opportunities to leverage emerging technologies to meet client needs
• Engage product, strategy, or client coverage-based teams
• Create innovative ideas to transform the Wholesale Payments landscape
• Build relationships with mentors on a supportive team
• Network with industry leaders, accessing best-in-class training
• Learn how all our businesses work together to provide excellent customer service

Required qualifications, capabilities and skills:

• Exceptional analytical, research and project management skills
• Familiarity with business fundamentals
• Enthusiasm, energy and a drive to succeed
• A collaborative mindset and willingness to partner and work on a team
• Fluency in English
• Attend college/university in the U.S.
• All majors eligible to apply
• Expected graduation date of December 2025 - June 2026 from Bachelors or Masters program
  • If you are pursuing a Master's Degree, it must be completed within 2 years of your Bachelor's Degree
• Minimum cumulative GPA of 3.2 on a 4.0 scale
• To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Join Us
At JPMorgan Chase, we're creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you're passionate, curious and ready to make an impact, we're looking for you.
What's next?
Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it's important to complete all relevant application questions so we have as much information about you as possible.
After you confirm your application, we will review it to determine whether you meet certain required qualifications.
JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.
Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.
©2024 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.