1LoD Europe Financial Crime Quality – TDFC EUROPE

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

SCIB s looking for a 1LoD Europe Financial Crime Quality – TDFC EUROPE based out of Frankfurt

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

Strategic Oversight & Leadership

• Lead and coordinate Financial Crime activities at both local and European levels, ensuring alignment with SCIB global policies and procedures.
• Ensure local legislation and regulatory expectations are fully integrated into global systems and specifically to the local FRK Branch processes.

Regulatory Change & Compliance Tracking

• Monitor regulatory developments at local and European levels, assessing impact on branch operations and identifying any necessary changes.
• Maintain up-to-date knowledge of AML/Sanctions laws, guidelines, and best practices across jurisdictions.

Regulatory Engagement & Governance

• Represent the branch and TDFC Europe team supporting the 2LoD in meetings with local regulators and competent authorities on Financial Crime-related matters.
• Act as the single point of contact for local regulatory inspections, inquiries, and supervisory reviews from a FloD standpoint of view.
• Ensure timely and accurate responses to regulatory requests and maintain strong relationships with local SLoD.

Audit & Quality Assurance

• Oversee internal and external audits related to Financial Crime, ensuring findings are addressed promptly and effectively.
• Perform QA processes over the control & monitoring frameworks along with the alert disposition quality, establishing action plans as needed to ensure SLAs fulfilment, duly justified alert disposition, etc.

Monitoring & Risk Management

• Conduct active monitoring of Frankfurt’s client portfolio and products, ensuring effective detection and mitigation of AML risks and at Europe level the global system.
• Supervise alert disposition processes, providing further insights on escalations for decision-making.

Cross-Border Coordination

• Act as a senior liaison between global and local teams, ensuring seamless communication and alignment on Financial Crime initiatives.
• Collaborate with Client Lifecycle Management teams and other stakeholders to ensure consistent application of standards across regions.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• At least 5 years banking experience in AML/Compliance or control departments. (Required)

Education

• University degree  (Required)

Languages

• Proficiency in German and English to manage local regulatory interactions and prepare formal documentation (Required)

Hard Skills

• Solid understanding of common money laundering schemes as well as the regulatory environment. (Required)
• Strong and essential knowledge of AML and AML Systems (Required)
• Specific experience and a thorough understanding of anti-money laundering controls, procedures and regulations. (required)

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We’re enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.
 

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

#SCIB