Bondora Benefits Overview

Build and scale resilient production systems while solving complex customer problems from ideation through measurable outcomes. The role involves backend software engineering, frontend collaboration, architecture, code quality, continuous delivery improvements, and cross-functional work with product and business teams. Candidates should have strong experience with .NET, C#, Java, or another strongly typed backend stack, with React familiarity preferred. Azure, Kubernetes, Docker, distributed systems, and financial-services knowledge are advantageous.

Own credit risk performance for Bondora’s Spain market, including underwriting strategy, portfolio monitoring, profitability analysis, responsible-lending compliance, and credit policy changes. The role uses portfolio data, dashboards, experiments, decision-engine configuration, and multivariate analysis to improve risk-adjusted profitability. It requires close collaboration with Product, Data Science, Legal, Collections, Finance, Customer Experience, and country leadership, with direct accountability for credit decisions and regulatory outcomes.

Build and manage Braze customer journeys across the lending lifecycle, including onboarding, repeat loans, reactivation, and payment difficulty. Design segmented, compliant campaigns with triggers, testing, holdout groups, and fallback channels. Measure impact through loans, revenue, and arrears; prioritize opportunities by commercial value; maintain data quality; migrate legacy communications; and collaborate with Product, Engineering, Legal, and Risk.