Bengaluru’s Oolka Raises $7M to Expand AI-Powered Credit Management Platform

The platform is designed to help Indian consumers improve their financial health.

Written by Mia Goulart
Published on Sep. 24, 2025
Businesswoman in glasses, wearing a white blouse, sits at a desk, focused on a laptop screen in a modern, well-lit office setting.
Photo: Shutterstock
REVIEWED BY
Rose Velazquez | Sep 24, 2025

Bengaluru-based fintech startup Oolka has raised $7 million in a seed funding round co-led by Lightspeed India Partners and Z47, with participation from 8i Ventures and others. This round follows a previous $6.9 million investment led by Lightspeed Venture Partners and additional backers.

According to reporting by The Economic Times, the funding will allow Oolka to scale its engineering and product teams, with a focus on hiring data scientists and AI engineers to enhance its AI-driven credit management platform. Its solution is designed to help Indian consumers improve their financial health through 24/7 personalized insights and credit advice.

Having partnered with Yes Bank, IDFC Bank and AU Small Finance Bank, Oolka claims over 2 million users and supports nearly 100 Indian languages. 

While currently available only on Android, Oolka plans to launch on iOS in the coming months.

Related ResourcesTech & Startup Jobs in Bengaluru

Explore Job Matches.