Job Title:
SBA Business Development Officer
Banesco USA is seeking an SBA Business Development Officer for our SBA Sales business unit.
Primary Job Duties:
- Proactively source and originate high-quality SBA 7(a) and USDA B&I loans.
- Build and maintain a robust referral network.
- Perform preliminary credit analysis to ensure loan requests meet both internal credit policy and government agency eligibility requirements.
- Structure complex deals involving real estate acquisitions, equipment financing, debt refinancing, and partner buyouts.
- Manage the loan process from initial intake through to the issuance of a commitment letter, working closely with underwriters and closers.
- Act as a brand ambassador, attending industry events and maintaining a strong presence in the local business community.
Job Requirements:
- Experience: Minimum of 3–5 years of direct experience in SBA/USDA loan origination.
- Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field (preferred).
- Comprehensive understanding of the SBA 7(a) SOPs, as well as USDA Business & Industry (B&I) program guidelines.
- Ability to analyze business financial statements, personal tax returns, and cash flow projections (Global DSC).
- Production Track Record: Proven ability to consistently meet or exceed annual production targets.
Benefits:
- Competitive Salary.
- PTO
- Hybrid Work Model (remote and on-site work)
- Tuition Reimbursement.
- Paid Parental Leave
- Medical, Dental, Vision
- 401(k) retirement plan.
- Life Insurance
- Supplemental Insurances
- Short-Term & Long-Term Disability
About Us:
Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today’s world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.
#LI-HYBRID
Skills Required
- 3-5 years of direct experience in SBA or USDA loan origination
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field
- Comprehensive understanding of SBA 7(a) SOPs
- Comprehensive understanding of USDA Business & Industry program guidelines
- Ability to analyze business financial statements, personal tax returns, and cash flow projections using Global DSC
- Proven ability to consistently meet or exceed annual production targets
What We Do
Banesco USA is an independent Florida state-chartered bank serving consumers, businesses, professionals, and domestic and international clients. It offers personal and business deposit products, commercial and real-estate lending, small-business financing, treasury management, and digital banking. Its relationship-focused approach combines personalized banker guidance with online and mobile services, aiming to deliver tailored financial solutions while supporting clients’ goals and contributing to the communities it serves.
