Basic Function
Lumin Digital is hiring a Staff AI Organizational Architect to own the technical strategy for how we use AI across the company. This is a senior individual contributor role responsible for bringing clarity and accountability to Lumin's growing AI investment: understanding where AI is creating genuine value, reducing what isn't working, and helping the company scale what is. The right person will sit at the intersection of hands-on technical depth and enterprise-level advisory work, serving as a trusted resource for executives, engineering teams, and cross-functional partners including Risk, Compliance, and Legal. Success in this role means Lumin's AI spend is better understood, better directed, and more consistently tied to business outcomes.
Essential Functions and Responsibilities:
Define and continuously evolve Lumin's internal AI technical strategy, including evaluation of models, vendors, platforms, frameworks, and deployment architectures against criteria of capability, cost, reliability, security, and business fit.
Build and maintain clear visibility into AI usage, adoption, and spend across the enterprise; help leaders connect AI investment to meaningful business outcomes and identify where spend should be reduced or increased.
Serve as a trusted technical advisor to executives, business leaders, and engineering teams evaluating AI use cases, experiments, and implementation approaches.
Help successful AI experiments become repeatable, supportable capabilities; distinguish productive experimentation from work unlikely to create sufficient value.
Partner with Risk, Compliance, and Legal to evolve Lumin's approach to responsible AI use, including establishing practical standards, decision rights, review processes, and escalation paths.
Own a defined cadence of reviews for AI platforms, models, configurations, and controls; maintain current awareness of emerging risks and capabilities.
Establish and communicate Lumin's internal AI standards, reference architectures, and recommended technologies; provide consistent, technically credible guidance to the organization.
Challenge weak assumptions, unnecessary complexity, and poor technology choices across teams; translate rapidly changing AI capabilities into practical recommendations.
Personally evaluate AI models, APIs, and frameworks through direct implementation. Not just vendor briefings or architectural review.
Prototype and validate new AI capabilities before recommending them for broader adoption; own the technical risk assessment through working code, not just documentation.
Perform other duties as assigned.
Physical Demands:
These are standard across Lumin Digital, if you have unique requirements, add them to the Other bullet below.
While performing the duties of this Job, the employee is regularly required to sit; use hands to type, handle, or feel and talk or hear
Specific vision abilities required by this job include close vision
Ability to occasionally lift/move up to 25 pounds
Individuals with a disability who are otherwise able to perform the essential functions of the job may request reasonable accommodation through the Human Resources department.
Other (Please specify below)
Supervisory Responsibility:
None. This is an individual contributor role. Cross-functional influence and advisory responsibilities are captured in the Essential Functions above.
Position Specifications
Education
Bachelor's degree in Computer Science, Engineering, Information Systems, or a related technical field required, or equivalent combination of education and experience.
Master's degree in a related field preferred.
Relevant certifications in AI/ML, cloud platforms (AWS, Azure, GCP), or enterprise architecture are a plus.
Experience
8+ years in software engineering, solutions architecture, or a closely related technical discipline.
3+ years of hands-on experience designing, evaluating, or implementing production AI systems (not just consuming AI tools).
2+ years working with LLMs and model APIs in product contexts - RAG, agents, or fine-tuning at scale (OpenAI, Anthropic, Azure OpenAI, AWS Bedrock, or equivalent).
2+ years working in a regulated or compliance-sensitive environment such as financial services, fintech, or healthcare.
1+ years designing or contributing to enterprise-scale technical standards, reference architectures, or governance frameworks.
Knowledge, Skills, and Abilities
Required:
Deep working knowledge of large language models, model APIs, AI platforms, agentic systems, and retrieval-augmented generation (RAG).
Ability to evaluate AI vendors, models, and deployment approaches against real tradeoffs: capability, cost, reliability, security, and operational fit.
Strong command of AI economics: usage-based pricing, infrastructure tradeoffs, and cost optimization at scale.
Familiarity with AI security and data privacy considerations relevant to enterprise deployments.
Demonstrated ability to advise executives and non-technical leaders with clear, direct recommendations.
Experience influencing technology decisions across an organization without relying on direct authority.
Strong written and verbal communication skills; able to produce technically credible and actionable enterprise communications.
Organized, self-directed, and comfortable operating with minimal oversight in an ambiguous, fast-moving environment.
Preferred / Nice to Have:
Experience in financial services, fintech, or SaaS.
Prior Staff, Principal, or VP-level IC role with cross-functional scope.
Experience building or running internal AI enablement programs, communities of practice, or governance councils.
Familiarity with formal AI governance and responsible AI frameworks.
Industry visibility through writing, speaking, or open-source contribution.
Travel:
Minimal, generally 12 days or less per year, ~2X team get togethers a year
LIFE AT LUMIN DIGITAL
Lumin Digital is a trailblazer in digital banking solutions, driven by a unique approach to technology, service, and people. We empower credit unions and banks by creating cutting-edge digital experiences that continuously serve, engage, and grow their membership base — and as a 100% cloud-native company, we're purpose-built to unlock the full advantages of the cloud for financial institutions and their users.
At Lumin, we thrive on curiosity and innovation. Our culture is built on trust in our expertise and decisions, respect for diverse perspectives and talents, and boldness in pursuing new ideas. These values shape a workplace where collaboration thrives, ideas flourish, and new possibilities are discovered every day. We encourage our team to explore, experiment, and challenge the status quo — because continuous improvement isn't just a goal, it's how we operate.
Benefits include: We take care of our people with medical, dental, and vision insurance, a 401(k) with company match, flexible PTO plus 12 paid holidays, paid sick leave, and paid parental and family leave. We also offer a lifestyle spending account, tuition reimbursement, and a cell phone stipend. Additional details are provided during the interview process.
Lumin Digital is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender identity, or any other legally protected basis. For more information, visit lumindigital.com.
Skills Required
- Bachelor’s degree in Computer Science, Engineering, Information Systems, or a related technical field, or equivalent education and experience.
- 8+ years of experience in software engineering, solutions architecture, or a closely related technical discipline.
- 3+ years of hands-on experience designing, evaluating, or implementing production AI systems.
- 2+ years working with LLMs and model APIs in product contexts, including RAG, agents, or fine-tuning at scale.
- 2+ years working in a regulated or compliance-sensitive environment such as financial services, fintech, or healthcare.
- 1+ year designing or contributing to enterprise-scale technical standards, reference architectures, or governance frameworks.
- Deep working knowledge of LLMs, model APIs, AI platforms, agentic systems, and RAG.
- Ability to evaluate AI vendors, models, and deployment approaches across capability, cost, reliability, security, and operational fit.
- Strong understanding of AI economics, usage-based pricing, infrastructure tradeoffs, and cost optimization at scale.
- Familiarity with AI security and data privacy considerations for enterprise deployments.
- Ability to advise executives and nontechnical leaders with clear recommendations.
- Experience influencing technology decisions across an organization without direct authority.
- Strong written and verbal communication skills.
- Master’s degree in a related field.
- Relevant certifications in AI/ML, AWS, Azure, GCP, or enterprise architecture.
- Experience in financial services, fintech, or SaaS.
- Prior Staff, Principal, or VP-level individual contributor role with cross-functional scope.
- Experience building or running internal AI enablement programs, communities of practice, or governance councils.
- Familiarity with formal AI governance and responsible AI frameworks.
- Industry visibility through writing, speaking, or open-source contribution.
Lumin Digital Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lumin Digital and has not been reviewed or approved by Lumin Digital.
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Fair & Transparent Compensation — Employer-posted salary ranges for roles such as Senior Product Manager ($175K–$195K) and Senior Product Designer ($150K–$170K), alongside market-aligned totals for engineering roles, indicate competitive and visible pay bands.
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Healthcare Strength — Medical, dental, and vision coverage are consistently cited alongside life/disability and mental health support, signaling comprehensive core coverage. Employer-administered benefits also include FSA/HSA options.
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Leave & Time Off Breadth — Flexible or unlimited PTO, approximately 12 paid holidays, paid sick leave, and paid parental/family leave are listed across recent postings. These elements point to strong support for time away and family needs.
Lumin Digital Insights
What We Do
Lumin Digital is a fintech company specializing in digital banking solutions. We help financial institutions build and deploy next-gen digital experiences that continually serve, engage, and grow their user base. We offer the quality experience and personal connection their members depend on. Our platform provides value through advanced features for users, cloud-native technology with no downtime, and support from dedicated professionals who are powered by curiosity. With our tools in place, they can also reduce the burden on the financial institution’s staff by making customization, innovation, and improvement easier, faster, and more consistent. Our Difference: Lumin’s technology was born in and built for the cloud, making it inherently more scalable, flexible, and reliable. While other platforms are retrofitted for the cloud, Lumin is 100% cloud-native. Throughout the relationship, we’ll work to truly understand the needs of the financial institution, and its users. We approach each engagement as a long-term partnership—one in which our goal is to support their goals, both today and in the future. In everything we do, our people are driven by curiosity. The Lumin team is made up of a diverse group of professionals who are encouraged to bring forward ideas that challenge, raise, and reset expectations.
Why Work With Us
Our company fosters a culture of innovation where employees are encouraged to bring fresh ideas to the table. We understand that our success is closely tied to the success of our employees. Our culture supports flexible work arrangements, including benefits and resources that contribute to the well-being of our employees.







