ModernFi is hiring software engineers to join a talented and collaborative team building the foundation of our platform. You’ll work on critical systems from day one, with meaningful ownership and the opportunity to shape the direction of our products and infrastructure.
You will join a talented and collaborative team to design, build, and maintain foundational systems that power ModernFi’s products and integrations. From day one, you’ll have significant ownership and the opportunity to shape the direction of our platform, engineering culture, and broader company trajectory.
We believe in hiring top talent and giving you the autonomy to build impactful solutions, while fostering a culture of collaboration and learning. You’ll grow your expertise, work on mission-critical systems, and contribute to products that help banks and credit unions better serve their communities, improving financial health nationwide.
We’re hiring across levels (mid-level, Senior, and Staff), and your level will be determined during the interview process based on your technical performance.
ResponsibilitiesDesign and build scalable, maintainable, and correct backend services to support ModernFi’s core products and bank integrations.
Lead or contribute to technical initiatives, with opportunities to define architecture, lead projects, and mentor teammates.
Partner closely with Product to define requirements, translate business needs into technical specs, and ship elegant, impactful features.
Uphold and evolve engineering best practices, including code quality, testing, CI/CD pipelines, and documentation.
Participate in design discussions, conduct code reviews, and contribute to technical decisions that scale with our business.
Tackle challenging technical problems with innovative and pragmatic solutions.
Help cultivate an inclusive, high-performing engineering culture grounded in trust, ownership, and collaboration.
Tech Stack:
Python (FastAPI, SQLAlchemy), Typescript (React, Vite, Tailwind)
Retool
PostgreSQL Database
AWS / Pulumi IaC
Tools: Auth0, Datadog, Fern
Proven ability to independently design, develop, and maintain backend systems.
Strong understanding of software engineering principles, with tangible experience writing high-quality, production-ready code.
Experience leading or contributing significantly to complex engineering projects (for more senior candidates).
Excellent communication skills with the ability to explain technical concepts clearly to both technical and non-technical audiences.
Comfortable operating in a fast-paced, dynamic environment with shifting priorities.
High level of empathy, integrity, and calmness under pressure.
4+ years of software engineering experience (flexible depending on level), ideally with Python, AWS, or similar modern technologies.
Interest in financial systems and the opportunity to work on meaningful problems with real-world impact
You’re a thoughtful IC who thrives on shipping great software, improving team practices, and supporting those around you.
The caliber and character of the ModernFi team set us apart.
We value competence and drive over experience and seek compassionate people with diverse backgrounds. We appreciate technical ability, dedication, and humble confidence. Above all, we value respect – respect for our colleagues, clients, partners, and ourselves.
Our team pushes each other to be better every day, supports each other when challenges arise, and grows together on this journey. Because we are a close-knit team, we are selective and considerate with every hire.
The people at ModernFi could be doing anything in the world, yet they choose to be here.
BenefitsWe offer a generous salary, unlimited PTO, 401(k), and premium health, dental, and vision insurance. As an early hire, you will have access to significant equity at a critical stage of the company’s growth.
The ProcessDuring the recruitment process, you’ll meet the our leadership team and, provided conversations go well, will be invited to an onsite presentation.
We are excited to get to know you, learn about what motivates you, and ensure that we can accelerate your personal and professional growth.
Top Skills
What We Do
ModernFi helps financial institutions of all sizes grow, retain, and manage their deposits.
Through ModernFi's deposit network, banks and credit unions can sweep funds, source deposits, and provide additional security to depositors. ModernFi’s solutions help institutions attract and retain large-value depositors, driving growth and increasing balance sheet stability.
ModernFi is backed by Canapi Ventures, Andreessen Horowitz, Remarkable Ventures, and leading banks Huntington National Bank, First Horizon, and Regions.
Please find disclosures on ModernFi's website
