Software Engineer (Full Stack, Systems)

Posted Yesterday
San Francisco, CA, USA
Hybrid
120K-190K Annually
Mid level
Fintech • Payments • Financial Services
The Role
Build and improve full-stack products across the frontend, backend, and data layers. Own fraud and underwriting systems, develop end-to-end features, collaborate with risk operations and support teams, and help set product and technology direction. The role also involves mentoring engineers and contributing to engineering culture and company growth. This is a hybrid position based in San Francisco, requiring two days per week in the office.
Summary Generated by Built In
About Atlas

At Atlas, we believe the financial system should work for everyone. We’re building a modern rewards credit card and banking platform designed to grow with our members - helping them build credit on autopilot with 0% APR, no late fees, and premium rewards. By replacing harsh penalties with empathy and smart technology, we are making stress-free financial progress accessible to millions.

We are a product- and technology-obsessed team with roots at Facebook, Amazon, Robinhood, and Uber. If you’re ready to build a high-impact product that democratizes opportunity and accelerates financial empowerment, join us.

About the role

As a Full stack software engineer, you will build delightful products and features across our entire stack. With a modern stack and the best tools, you'll have full ownership of your product area, leading the entire development lifecycle.

This is a hybrid role (2 days/week) based in San Francisco, CA.

Responsibilities:

  • Own and strengthen our fraud and underwriting systems

  • Build new features and product improvements end to end

  • Work closely with risk ops and support to keep improving the customer experience

  • Set direction for important product and technology areas

  • Contribute to shaping our engineering culture as we grow

Requirements:

  • Ideally 2-7+ years of professional software engineering experience with a strong technological aptitude

  • Ownership mindset with a focus on fast-paced, impactful work

  • Previous experience mentoring engineers, such as new-hire buddies, interns, or technical leads

  • Full stack experience, covering front end, backend, and data/analytics

  • Interest in contributing to the company's growth beyond daily responsibilities

Benefits and perks:

  • Competitive salary and benefits with market leading equity

  • Remote friendly culture with flexible work hours and location

  • Full healthcare, 401K and competitive benefits

  • Get to work with a great team and see the impact of your work everyday

Skills Required

  • 2-7+ years of professional software engineering experience
  • Strong technological aptitude
  • Ownership mindset and ability to work in a fast-paced environment
  • Previous experience mentoring engineers, interns, or new hires
  • Full-stack experience across frontend, backend, and data or analytics
  • Interest in contributing to company growth beyond daily responsibilities
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The Company
46 Employees
Year Founded: 2022

What We Do

Atlas is a financial technology company building a modern rewards credit card and banking platform with FDIC-insured bank partners. It focuses on people underserved by the financial system, offering access to credit and rewards while helping members build credit through a cash-flow-based approach. Its membership bundles card and banking features with savings automation, credit monitoring, and subscription management, aiming to make financial progress less stressful and more accessible.

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