Senior Wealth Planner

Posted 3 Days Ago
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4 Locations
In-Office
Senior level
Financial Services
The Role
Lead complex, multi-disciplinary wealth planning engagements for high- and ultra-high-net-worth clients. Design and implement advanced estate, tax, philanthropic, liquidity, and succession strategies; produce tailored financial plans using eMoney and MoneyGuidePro; serve as client-facing subject matter expert; collaborate with advisors and specialists; mentor junior planners; and contribute to firm-wide planning tools and best practices.
Summary Generated by Built In

Allworth Financial (www.allworthfinancial.com) is an independent investment financial advisory firm that specializes in retirement planning, investment advising, and 401(k) management with a direct approach to financial planning. Allworth Financial delivers long- and short-term investment planning solutions and advice to help clients achieve their goals and plan strategically for retirement.

Allworth Financial is a high growth, private equity backed, multi branch Registered Investment Advisor. Founded in Sacramento, California, in 1993 Allworth is primarily a fee-based, employee-centric fiduciary advisory firm, that prides itself on emphasizing client well-being and education. The business is a multi-billion dollar firm and is on track for continued growth through both acquisitions and strong organic growth. Allworth is considered a great place to work and was once again given the prestigious “Circle of Excellence” award by the National Business Research Institute for employee and client satisfaction in 2021, placing it among the best-loved brands in America. Allworth Financial was also recognized as a Barron's Top 40 RIA in 2024.

SUMMARY:

The Senior Wealth Planner is a critical member of Allworth’s Wealth Planning Team, responsible for delivering customized, technically sophisticated planning solutions for high-net-worth and ultra-high net worth clients and families.
This role requires deep experience in estate planning, advanced tax strategies, and multigenerational wealth planning, and wealth stewardship along with the ability to navigate complex family, business, philanthropic, and liquidity planning needs. The Senior Wealth Planner frequently collaborates with Allworth Advisors, the Custodial Referral Program team, and the Head of Private Wealth Strategies to deliver a seamless, high-touch planning experience.
Experience working with clients in the $10M - $50M+ net worth segment—including private business owners, executives, family-office style planning needs—is highly valued.

DUTIES AND RESPONSIBILITIES:

1. Strategic Case Planning & Internal Collaboration (30%)
  • Serve as lead planner on complex engagements requiring multi-disciplinary solutions
  • Partner with internal stakeholders to design integrated planning strategies across estate, tax, business, philanthropic, liquidity, and legacy planning
  • Collaborate with Advisors, Custodial Referral Program partners, the Head of Private Wealth Strategies, and advanced planning specialists to ensure cohesive strategy development
  • Identify planning considerations arising from family dynamics, multi-generational decision-making, beneficiary readiness, business succession, and family governance needs
 2. Advanced Tax, Estate Planning, and Investment Expertise (30%)
  • Design, evaluate, and implement advanced planning strategies (e.g., GRATs, SLATs, IDGTs, FLPs, CRTs/CLTs, charitable strategies, concentrated stock solutions)
  • Address federal and multi-state tax implications for high-net-worth individuals and families
  • Support wealth transfer, succession, and liquidity strategies for private business owners and multi-generational wealth structures
  • Evaluate planning opportunities related to concentrated wealth, business sale liquidity events, asset titling and ownership structures, trust-owned assets, charitable vehicles, and tax-efficient wealth transfer strategies
  • High level of proficiency with core investment concepts including asset allocation, interpreting risk and return statistics of a portfolio, and identifying opportunities to improve a portfolio’s diversification or modify to align with a client’s goals and objectives
3. Client-Facing Plan Development and Delivery (30%)
  • Produce tailored financial plans using eMoney and MoneyGuidePro, integrating client-specific goals and technical modeling
  • Join client meetings as a subject matter expert, providing clear and actionable advice across complex topics
  • Ensure deliverables are high-quality, timely, and aligned with the Allworth value proposition
4. Mentorship & Thought Leadership (10%)
  • Mentor junior and mid-level planners within the Wealth Planning Team and Associate Advisors
  • Contribute to the enhancement of firm-wide planning strategies, tools, and workflows
  • Stay current with industry trends, regulatory updates, and planning innovations relevant to high net worth and ultra-high-net-worth clients
Qualifications
  • Bachelor’s degree in Finance, Financial Planning, Accounting, or related field
  • CFP® required; CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments strongly preferred
  • Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients
  • Familiarity with planning for individuals and families with $10M - $50M+ in net worth, including private business owners, executives, concentrated wealth, trust and estate structures, liquidity events, family governance, and business succession strategies
  • Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations
  • Excellent interpersonal, writing, and presentation skills with the ability to communicate complex strategies clearly
  • Proficiency with financial planning software such as eMoney and MoneyGuidePro
  • Ability to travel up to 5% (may change as needed)

 

EXPERIENCE AND QUALIFICATIONS:

    • Bachelor’s degree in finance, financial planning, economics, or related field (or equivalent work experience).
    • 2–3 years of experience in financial services, with exposure to planning support, data entry, and documentation processes.
    • Familiarity with financial planning software (e.g., eMoney, MoneyGuidePro) is highly preferred.
    • Demonstrated interest in pursuing professional designations (e.g., CFP®, CFA, CPA) is a plus.
    • Strong organizational skills with meticulous attention to detail and accuracy.
    • Excellent verbal and written communication skills; enjoys collaborative teamwork.
    • Ability to manage multiple projects in a fast-paced, dynamic environment.
    • Proficiency in Microsoft Office (Word, Excel, PowerPoint); experience with Salesforce or similar CRM is advantageous.
    • Must be in good compliance standing with all relevant regulations, rules, and internal policies.

PHYSICAL REQUIREMENTS:

This position requires the ability to stand or sit for long periods of time, lift at least 15 pounds, file documents in high or low cabinets, to use the telephone and to use the computer systems.

BENEFITS

We value our associates’ time and effort. Our commitment to your success is enhanced by our competitive base pay and an extensive benefits package, including:

  • Medical: Blue Shield (PPOs and HDHP with HSA) plans and Kaiser (HMO) plans for California associates
  • Dental insurance with MetLife
  • Vision insurance with VSP
  • Optional supplemental benefits
  • Healthcare savings accounts with company contribution
  • Flexible spending accounts
  • Flexible working arrangements
  • Generous 401K contributions 
  • Exempt associates qualify for our flexible paid time off policy
  • Non-Exempt associates will receive 15 days of paid time off annually during the first three years of employment
  • 11 Paid Holidays
  • Option to participate in our Equity Purchase Program (Contract, intern, and part-time employees are not eligible)
  • Future growth opportunities within the company

In addition, we work to maintain the best possible environment for our associates, where people can learn and grow with the firm. We strive to provide a collaborative, creative environment where each person feels encouraged to contribute to our processes, decisions, planning and culture.

Benefits are available to full-time associates who work more than 30 hours a week.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. Typical reporting relationships are described, but actual relationships may vary in some instances. This job description is not intended to be an exhaustive list of all responsibilities, duties, skills, or knowledge required of personnel classified in this job.

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Skills Required

  • CFP® certification
  • Bachelor's degree in Finance, Financial Planning, Accounting, or related field (or equivalent experience)
  • Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients
  • Deep technical knowledge of estate planning structures, advanced tax strategies, trusts, charitable planning, and succession/liquidity planning
  • Experience planning for individuals/families with $10M - $50M+ net worth, including private business owners and concentrated wealth
  • Proficiency with eMoney and MoneyGuidePro financial planning software
  • Proficiency with Microsoft Office (Word, Excel, PowerPoint)
  • Excellent interpersonal, written, and presentation skills; ability to communicate complex strategies clearly
  • Ability to travel up to 5%
  • Must be in good compliance standing with relevant regulations, rules, and internal policies
  • CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments
  • Experience with Salesforce or similar CRM
  • Mentorship or leadership experience mentoring junior and mid-level planners

Allworth Financial Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Allworth Financial and has not been reviewed or approved by Allworth Financial.

  • Healthcare Strength Medical, dental, and vision coverage is clearly defined with named carriers and plan types, plus optional supplemental benefits. Tax-advantaged options (HSA with an employer contribution and FSAs) add practical healthcare flexibility.
  • Retirement Support Retirement support is positioned as a meaningful part of the package through “generous 401(k) contributions” and an employer match being referenced. This indicates a structured retirement benefit that can materially add to total rewards for eligible employees.
  • Leave & Time Off Breadth Time-off benefits include flexible/unlimited PTO for exempt staff and a defined PTO allotment for non-exempt staff, alongside a set slate of paid holidays. This provides multiple pathways for paid time away, though eligibility depends on role classification.

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The Company
HQ: Addison, TX
196 Employees
Year Founded: 1993

What We Do

Allworth Financial is an independent investment financial advisory firm that specializes in retirement planning, investment advising, and 401(k) management with a direct approach to financial planning. Allworth delivers long- and short-term investment planning solutions and advice to help clients achieve their goals and plan strategically for retirement.

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