Capitalize is building critical infrastructure for the $20 trillion retirement savings market with scalable technology and a world-class team.
We’re bringing a digital, API-first approach to modernize the $1 trillion in retirement account transfers and rollovers that happen annually. By doing so, we’re helping the almost 20 million Americans who change jobs each year with a 401(k) do the right thing with their assets.
Our Enterprise offering includes a full suite of APIs used by leading financial institutions such as Robinhood, Morgan Stanley, SoFi, TIAA, and many more. Our Advisor offering helps wealth management firms and advisors leverage that same technology, helping end-users seamlessly find and consolidate their retirement savings into one account.
We’ve raised $35mm+ from leading venture capital investors including RRE Ventures, Canapi Ventures, Greycroft, and others, and we’ve been recognized as one of TIME’s 100 Best Inventions, one of the Most Innovative Companies in America by Fast Company, and by Forbes as one of the Top 50 Fintech Companies in the US for several years running.
What You'll DoAs a Senior Software Engineer at Capitalize, your work will be instrumental in our efforts to help more people gain control of their retirement savings. We’re looking for someone with strong back-end development experience to join us in building the APIs and infrastructure to power our platform.
In your day-to-day, you will create meaningful product functionality, execute on testing new ideas, handle development on new product initiatives, design and build APIs, touch data processes, and enhance other internal functions that drive our business forward and enable us on our mission. We are a small, fast-paced team, and collaborate frequently on what is created (from Figma to deployment), and ownership is a key driving factor for our engineers.
If you have experience in early-stage startups, thrive in cross-functional environments, and enjoy working on initiatives that people interact with daily, we’d love to hear from you!
What You'll Bring6+ years of experience in a software engineering role
Expertise in backend technologies, specifically using modern Java and JPA
Strong knowledge of relational databases and/or NoSQL databases
Experience with monitoring solutions, and troubleshooting best practices
Effective independent contribution, with a sense of ownership, and a proactive mindset
Experience working on products with rapid feature development, including fast iterations and tight feedback loops during QA processes
Desire to take on growth-oriented initiatives outside of core feature work
Experience with continuous integration/continuous delivery (CI/CD) pipelines
Devops or cloud development
Efficiently scaling up systems and processes
Typescript, Node
Competitive compensation and equity in the company
Medical, dental, and vision insurance, with 100% premium covered for staff and 50% for dependents
401(k) plan access
Unlimited paid time off
12 weeks of fully-paid parental leave
Note: This role is hybrid based in New York City, with a requirement of at least three days per week in the office.
Skills Required
- 6+ years of experience in a software engineering role
- Expertise in backend technologies, specifically modern Java and JPA
- Strong knowledge of relational databases and/or NoSQL databases
- Experience with monitoring solutions and troubleshooting best practices
- Ability to contribute independently with ownership and a proactive mindset
- Experience developing products with rapid feature development and tight QA feedback loops
- Willingness to take on growth-oriented initiatives outside core feature work
- Experience with continuous integration and continuous delivery pipelines
- DevOps or cloud development experience
- Experience efficiently scaling systems and processes
- Experience with TypeScript and Node.js
What We Do
Capitalize is a mission-driven fintech company that provides digital, API-based retirement rollover infrastructure. Its platform helps consumers locate, consolidate, and transfer old 401(k) and other retirement assets, while its Enterprise APIs enable financial institutions, advisors, and recordkeepers to embed rollover experiences. Capitalize combines proprietary technology with rollover specialists to simplify retirement transfers and help Americans manage and grow their savings.








