Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. Through its proprietary lending platform, Hive, Happy Money delivers a fully digital experience that simplifies borrowing for consumers and helps credit unions, banks and asset managers diversify balance sheets and scale with confidence.
Happy Money’s end-to-end loan origination and participation programs provide partners with turnkey access to high-performing assets, underpinned by disciplined credit expertise and robust risk management. Together with its lending partners, Happy Money has originated more than $7 billion in loans to help nearly 350,000 people take greater control of their financial futures. Learn more at happymoney.com. View our Employee Privacy Policy here.
Happy Money is a 100% fully distributed company. Remote work doesn’t mean less work, we work full-time jobs and show up to them fully every day. To learn more about our values and the way we work, review our Happy Money Way Overview!
ABOUT THE ROLE
Happy Money’s Engineering team is seeking to hire a Senior Software Engineer to design, build, deploy, and own consumer applications, infrastructure, and data-delivering products and services in support of Happy Money’s lending business. You will work in an autonomous environment, and be able to take general direction and formulate specific tasks to accomplish the desired results for Happy Money Customers. You have a strong sense of product ownership and a customer mindset. You will work to contribute to complex functional specs and design docs when necessary.
RESPONSIBILITIES
- Develop and build products that provide an exceptional customer experience for our members.
- Own design, test, development and delivery of new and existing features.
- Participate in all phases of the software development life cycle.
- Collaborate with product managers, designers, business owners, and other engineers to identify the best solutions.
- Demonstrated experience driving engineering efficiency through the adoption of AI-driven coding agents and agentic workflows, to autonomously build, test, and ship complex React applications at scale.
- Experience implementing automated frontend testing for critical components and user workflows.
- Capable of working in isolation to design solutions to complex problems.
- Design and develop maintainable, scalable, fault-tolerant, and efficient systems.
- Upholding code quality to ensure features are up to standards to deliver a quality product.
- Prioritize team needs in technical debt and tooling to relieve operational load and evolve the system to meet the changing needs of the environment.
- Bring positive energy into meetings and ensure all coworkers feel valued and included in every interaction.
- Mentor other frontend engineers across the Engineering team.
- Demonstrate a proactive mindset by defaulting to action, taking initiative to address challenges, and driving projects forward.
ABOUT YOU
- 5+ years building production React applications, with deep expertise in React, hooks, and component architecture at scale.
- You have production experience developing in ReactJS, CSS, GraphQL, Javascript, NodeJS, and are a polyglot with working knowledge of Python, Java, and the ability to pick up new languages and technologies quickly.
- Delivering a product across the entire technology stack motivates you more than working in an individual silo of frontend or backend, but you have a stronger affinity and experience building frontend user interfaces and UI based SDKs for other developers.
- Believe strongly in testing everything you design and develop using automation.
- Ability to scope, scale, and prioritize tasks to help team project plan and deliver on their milestones, delivering results over clear and ambiguous business and technical projects.
- You have excellent written and verbal communication skills.
- You are results-oriented, and know how to unblock yourself and others to achieve goals and objectives.
- Familiarity with AWS technologies - EC2, S3, Lambda, API Gateway, etc.
- You have production experience developing scalable/highly available consumer applications.
- You have a BA/Master degree in Computer Science or related field of study or equivalent work experience.
BENEFITS & PERKS
- Generous medical, dental, and vision insurance options
- Eligible for Annual Bonus
- 401k Plan with a matching contribution
- Generous PTO including sick leave, vacation, volunteer, and more
- 12 Weeks Paid Parental Leave
- Company-paid short & long term disability and life insurance
- Monthly tech stipend to help cover expenses for remote work
- Happy Money is a 100% fully distributed workforce
Skills Required
- 5+ years building production React applications
- Deep expertise in React, hooks, and component architecture at scale
- Production experience with ReactJS, CSS, GraphQL, JavaScript, and Node.js
- Working knowledge of Python and Java
- Experience developing frontend user interfaces and UI-based SDKs
- Experience implementing automated frontend testing
- Experience developing scalable and highly available consumer applications
- Familiarity with AWS technologies, including EC2, S3, Lambda, and API Gateway
- Experience using AI-driven coding agents and agentic workflows to build, test, and ship React applications
- Ability to scope, scale, and prioritize tasks for project planning and milestone delivery
- Excellent written and verbal communication skills
- Bachelor’s or master’s degree in Computer Science or a related field, or equivalent work experience
What We Do
Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. Through its proprietary lending platform, Hive, Happy Money delivers a fully digital experience that simplifies borrowing for consumers and helps credit unions, banks and asset managers diversify balance sheets and scale with confidence. Happy Money’s end-to-end loan origination and participation programs provide partners with turnkey access to high-performing assets, underpinned by disciplined credit expertise and robust risk management. Together with its lending partners, Happy Money has originated more than $6.5 billion in loans to help nearly 350,000 people take greater control of their financial futures. Learn more at happymoney.com.
Why Work With Us
We pride ourselves on our values of Love, Trust, and Hustle. Our remote work environment allows us to hire the best talent across the country. We believe that care for our customers, trust-based relationships, and high performance make for a satisfying place to work.
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