Sav is a Series A-stage company, founded by experienced operators with backgrounds across global banking, payments, and financial infrastructure. The company is backed by institutional investors and strategic partners, supporting its build-out at the intersection of open finance, AI, and regulated financial products.
Operating across the GCC with a growing global footprint, Sav is building an autonomous finance platform that unifies how consumers spend, save, invest, and manage credit. The company has been recognized among the UAE Future 100, Deloitte Fast 50, and as a Top 10 AI startup in MENA by Google for Startups.
We operate across three core layers - data, intelligence, and products - to create a seamless financial system.
Our data layer aggregates real-time financial information across institutions using open finance frameworks.
Our intelligence layer applies AI to identify opportunities, automate decisions, and optimize financial outcomes.
Our product layer embeds regulated financial offerings directly into the consumer journey.
This integrated stack creates a 360° platform to continuously launch and scale new financial products across markets. You will operate across this full stack - translating data into intelligence, and intelligence into live, scalable, revenue generation products.
The Role:
This role owns Sav’s Cards and Subscriptions ecosystem - a foundational product that has been live since day one and is now entering its next phase of scale.
You will drive the evolution of how users manage, optimize, and control their recurring spends and card usage, building intelligent, insight-led experiences that improve financial outcomes. This role sits at the intersection of payments, subscriptions, and user behaviour, with a strong focus on scale, monetisation, and experience excellence.
What You Will Do:
Own end-to-end product strategy, roadmap, and execution for Cards and Subscriptions
Scale existing product surfaces by improving reliability, depth, and user engagement
Identify and unlock new use cases across subscriptions, card controls, and spend management
Build intuitive experiences to help users track, manage, and optimise subscriptions
Develop features for subscription detection, renewal alerts, smart nudges, and cancellation flows
Enhance card management experiences including spend visibility, controls, and insights
Drive product-led growth through upsell, cross-sell, and subscription optimisation journeys
Identify monetisation levers across premium features, partnerships, and value-added services
Improve activation, retention, and engagement metrics for cards and subscription users
Work closely with engineering to scale card data pipelines, transaction enrichment, and subscription detection models
Collaborate with external partners (banks, networks, aggregators) to expand capabilities
Ensure high data accuracy, latency, and reliability across all user touchpoints
Partner with Compliance to ensure alignment with DFSA, CBUAE, and SAMA guidelines
Build user trust through transparent, compliant, and secure product experiences
Work cross-functionally with Design, Engineering, Data, Marketing, and Operations
Translate ambiguous problem statements into clear PRDs, experiments, and shipped features
Act as the voice of the customer, continuously feeding insights back into the product roadmap
RequirementsExperience and Qualifications:
4-7 years of experience in consumer products / fintech / payments
Strong understanding of cards ecosystem, recurring payments, and subscription models
Experience working with transaction data, categorisation, and behavioural insights
Ability to define scalable product systems and drive execution end-to-end
Strong analytical thinking with a bias toward shipping and iteration
Comfortable working in a fast-paced, regulated startup environment
Benefits
Be part of a mission-driven fintech scaling across the GCC
Own and scale a core product line with direct user impact
Work alongside a passionate and visionary leadership team
A flat, fast-paced, no-drama culture with high ownership and high trust
Collaborate with a globally distributed team of experienced builders
Skills Required
- 4-7 years of experience in consumer products, fintech, or payments
- Strong understanding of cards ecosystem, recurring payments, and subscription models
- Experience working with transaction data, categorisation, and behavioural insights
- Ability to define scalable product systems and drive execution end-to-end
- Strong analytical thinking with a bias toward shipping and iteration
- Comfortable working in a fast-paced, regulated startup environment
- Experience collaborating with engineering on card data pipelines, transaction enrichment, and subscription detection models
- Ability to partner with Compliance and align products with DFSA, CBUAE, and SAMA guidelines
What We Do
An intelligent app that adapts to how you live, spend, and grow - that syncs across banks, cards, and investments to build wealth and save.
