Highbeam is building the future of business banking and cash management.
Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money.
Customers have generated billions in sales and include well-known brands such as Cuts, Tushy, Rocco, Sabah, Still Here, Alice Mushrooms, Original Grain, birddogs, and more.
Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey.
We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures.
About this roleWe're hiring a Senior Product Manager to join the team building Highbeam's financial products: global business banking, cards and pay-by-card, treasury and capital.
In each area you own, you'll decide what we build and why, join the calls with our bank and fintech partners, and own whether the product succeeds with customers. The bar is live customers moving real volume.
This role is based in our NoHo, NYC office.
What you'll do
Own the product for your areas, from customer problem through spec, launch, and adoption
Lead new partner relationships on the product side: evaluate bank, card, payments, and stablecoin partners, weigh diligence findings and commercial tradeoffs with finance, and decide how their infrastructure becomes our product
Turn partner and compliance requirements into product: flow of funds, KYB and onboarding, account setup by entity type, and customer-facing flows that match our legal docs
Work directly with engineers and tech leads to spec, QA, and ship end-to-end
Drive adoption and monetization: deposits, card and payments volume, and new revenue lines
Run ongoing customer research with brands and partners and turn it into product decisions
Partner with product operations and compliance so every launch is ready to operate
Example projects
Growth: getting new customers to make Highbeam their primary operating account, by moving deposits, payroll, and card spend over in their first 90 days
Global banking: multi-currency accounts, cross-border supplier payments, and stablecoin on/off-ramps for US and international businesses
Pay-by-card: letting customers pay vendors by card, including international payments and Amex acceptance
Treasury: bringing money market products to customers' idle cash
Cards: debit and charge card features, and a metal card
Capital: updating the borrower experience to match changes in our lending agreements
Net impact
Highbeam's financial products grow in adoption and revenue
New partner programs go from signed contract to live customers
Highbeam becomes the operating account for more commerce businesses, including multi-geo ones
Partner and compliance requirements shape the product from day one instead of forcing rework later
Qualifications
4–6 years of PM experience; early-stage operator (PM #1–5 at Series A–C)
Has shipped fintech products as the core experience: banking, cards, payments, lending, cross-border, or stablecoins
Fluent in money movement: ACH, wires, SWIFT, RTP, card rails, FX, and flow-of-funds design
Has worked directly with sponsor banks, BaaS providers, card networks, or payments partners, from partner calls through diligence, commercial tradeoffs, and integration
Working knowledge of KYB/KYC, AML, card network rules, and money transmission
Strong product builder: writes specs, QAs builds, ships end-to-end
Comfortable across several products and partners, and able to go deep on one
Comfortable with AI tools for iteration and product validation
Bonus: experience with cross-border payments or stablecoins
Bonus: experience serving international sellers, marketplaces, or ecommerce brands
Bonus: engineering background
You'll thrive at Highbeam if...
You love working in-person with a high-performing team
You enjoy working in an idea-meritocratic, low-ego environment
You are proactive and self-directed, and you excel in ambiguous, fast moving environments
You care about delivering a polished customer experience
Bonus: You have experience working in fintech, AI or early-stage startups
What we offer
Competitive salary and meaningful equity
Comprehensive health & benefits package
Generous PTO
$1K/year stipend to purchase our customers' products
$100/mo wellness stipend
Yearly offsite—last year we went to Mexico City!
In-office perks: Commute covered and $20/day lunch stipend
Great location: Our NYC office is in NoHo, a short walk from the A,C,E · B,D,F,M · N,Q,R,W · 1 · 6 trains. Our Toronto office is downtown near St. Andrew Station.
Skills Required
- 4–6 years of product management experience
- Early-stage operating experience as PM #1–5 at a Series A–C company
- Experience shipping fintech products involving banking, cards, payments, lending, cross-border payments, or stablecoins
- Fluency in ACH, wires, SWIFT, RTP, card rails, FX, and flow-of-funds design
- Direct experience with sponsor banks, BaaS providers, card networks, or payments partners
- Experience with partner diligence, commercial tradeoffs, and integrations
- Working knowledge of KYB/KYC, AML, card network rules, and money transmission
- Ability to write product specifications, QA builds, and ship products end-to-end
- Ability to work across multiple products and partners while developing deep expertise in one
- Comfort using AI tools for iteration and product validation
- Experience with cross-border payments or stablecoins
- Experience serving international sellers, marketplaces, or ecommerce brands
- Engineering background
- Experience working in fintech, AI, or early-stage startups
What We Do
AI-powered financial command center for consumer brands. One that doesn’t just give you insight, but helps you grow profitably. Get AI agents, automated financial workflows, and integrated financial products that save you time and money.
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