If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.
As a Senior Lead Architect at JPMorganChase within the Commercial & Investment Bank(Payments Technology), you are an integral part of a team that works to develop high-quality architecture solutions for various software applications and platform products.
You drive significant business impact and help shape the target state architecture in card present payment solutions — bringing technical depth, strategic thinking, and a passion for innovation to everything you do.
Job Responsibilities
- Provide solutions architecture direction , decisions and support for key stakeholders and initiatives related to Card present payments products.
- Regularly provide technical guidance and direction to support the business and its technical teams, contractors, and vendors
- Leverage enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
- Guide evaluation of current and new technologies using existing standards and frameworks, influencing peers and decision-makers to adopt leading-edge solutions where appropriate
- Drive decisions that influence product design, application functionality, and technical operations and processes
- Serve as a function-wide subject matter expert and contribute to the engineering community as an advocate of firmwide software development lifecycle frameworks and practices
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Establish reuse-first AI-enabled engineering patterns and governance across software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls
Required qualifications, capabilities, and skills
- Formal training or certification on architecture concepts and 5+ years applied experience
- Hands-on practical experience delivering system design, application development, testing, and operational stability.
- Hands-on understanding of payments acquiring with focus on card present transactions. Understanding of the related domains in terms of devices, equipment management and POS solutions.
- Experience in point-of-sale systems and card-present processing
- Experience in device and estate management
- Advanced in one or more programming languages and deep expertise in software architecture, applications, and technical processes within one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile)
- Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
- Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
- Ability to tackle design and functionality problems independently with little to no oversight
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Strong judgment and communication skills to influence technical direction across teams
Preferred qualifications, capabilities, and skills
- Experience with in-store or eCommerce merchant payments
- Ability to evaluate current and emerging technologies to select or recommend the best solutions for the future state architecture
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Formal training or certification on architecture concepts and 5+ years applied experience
- Hands-on practical experience delivering system design, application development, testing, and operational stability
- Advanced in one or more programming languages and deep expertise in software architecture and technical processes (e.g., cloud, AI, ML, mobile)
- Demonstrated experience applying enterprise-authorized AI capabilities within architecture and engineering workflows with strong validation and data sensitivity awareness
- Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures meeting resiliency, security, and auditability requirements
- Ability to tackle design and functionality problems independently with little to no oversight
- Ability to evaluate current and emerging technologies to recommend future state architecture
- Strong judgment and communication skills to influence technical direction across teams
- Experience in point-of-sale systems and card-present processing
- Experience in device and estate management
- Knowledge of payments protections and value-added services (tokenization, encryption, vault, 3D Secure)
- Experience with in-store or eCommerce merchant payments
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
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Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
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Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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