Taekus is a profitable fintech and travel startup building a next-generation premium banking and rewards ecosystem for affluent customers. With $70M+ in annual revenue and $3B+ in annual transaction volume, we’re entering a new stage of growth focused on scaling our core banking systems, rewards infrastructure, and partner integrations.
We’re entering the next phase of growth and are looking for a Head of Credit to architect and scale the credit infrastructure behind our products.
As the Head of Credit, you will own the end-to-end credit strategy at Taekus—from underwriting architecture and risk models to portfolio performance and new credit product design. This is a foundational leadership role responsible for building the credit engine behind a new generation of premium financial products.
You’ll work closely with the founders, product, data, and finance teams to design scalable underwriting systems that enable growth while maintaining disciplined portfolio performance.
Your Responsibilities
Own Taekus’s credit strategy and underwriting framework
Design and scale credit decisioning infrastructure and risk models
Monitor and optimize portfolio performance across approval rates, delinquencies, and lossesPartner with product and data teams to build automated underwriting and risk systems
Launch and manage new credit products within the Taekus ecosystem
Work closely with sponsor banks and compliance partners to ensure regulatory alignment
Build and lead the credit risk and underwriting organization
What We're Looking For
10+ years in consumer credit, underwriting, or credit risk leadership
Experience building or scaling credit programs at a fintech, card issuer, or modern bank
Strong background in credit modeling, underwriting strategy, and portfolio management
Experience working with credit bureau data, alternative underwriting signals, and automated decisioning
Builder mindset with the ability to operate in a fast-moving fintech environment
Strong product and data partnership instincts
You’d Love This Job If
You want to architect the credit foundation of a new premium banking platform
You like to work on products at the intersection of fintech, payments, and global travel
You’re looking for a high ownership role with direct impact on company strategy
About Taekus
Taekus is a luxury financial services company offering premium checking, credit, and debit accounts—paired with an exclusive travel rewards ecosystem. We serve an affluent, global customer base that expects excellence in both experience and execution. With $3B+ in annual transaction volume and strong profitability, we’re redefining what it means to bank beautifully.
What We Offer
Competitive salary and stock option plan
Medical, Dental, and Vision insurance
401(k) plan with 5% company match
Flexible vacation policy
Fully remote work environment
Skills Required
- 10+ years in consumer credit, underwriting, or credit risk leadership
- Experience building or scaling credit programs at a fintech, card issuer, or modern bank
- Strong background in credit modeling, underwriting strategy, and portfolio management
- Experience working with credit bureau data, alternative underwriting signals, and automated decisioning
- Experience partnering with product and data teams to build automated underwriting and risk systems
- Experience working with sponsor banks and compliance partners to ensure regulatory alignment
- Ability to build and lead a credit risk and underwriting organization
- Builder mindset and ability to operate in a fast-moving fintech environment
What We Do
Premium rewards payments products for those who want better financial services.
