Fintech BSA Manager

Summary 

The Fintech BSA Manager oversees assigned Fintech programs, ensuring they fulfill their contractual and regulatory obligations to the Bank. This role performs due diligence on prospective Fintechs, coordinates program changes driven by regulatory or internal developments, and serves as the primary compliance relationship point of contact for Fintech Solutions on assigned Fintech Programs. The Fintech BSA Manager reports to the VP, BSA Program Management. 

Responsibilities 

• Implement and enforce the Bank’s BSA Program for Fintechs on behalf of the BSA Department. 

• Coordinate with other department personnel to ensure Fintechs are meeting their contractual responsibilities to the Bank. 

• Perform initial due diligence on potential and new Fintechs prior to onboarding. 

• Coordinate and oversee changes to assigned Fintech programs driven by regulatory change or internal developments. 

• Recommend updates to the Bank's AML/CFT Requirements for Fintechs. 

• Educate Fintechs on Bank AML/CFT Requirements and enforce and ensure those Requirements are met. 

• Oversee annual BSA risk assessments for assigned Fintechs while ensuring high-quality work aligned to Bank standards. 

• Build and maintain relationships with internal Compliance and Fintech Solutions teams, as well as with Fintech counterparts. 

• Monitor and enforce required SLAs for Fintechs and internal partners. 

• Coordinate with internal stakeholders on issue management and remediation. 

• Prioritize and provide a high level of service on Fintech initiatives and requests. 

• Provide timely, responsive support to internal business partners on Fintech-related matters. 

• Attend internal committee and working group meetings as assigned by the BSA Officer. 

• Perform other duties as assigned by the BSA Officer. 

• Bachelor's degree in Finance, Business, Law, or a related field.
• 5+ years of BSA/AML compliance experience, including experience with third-party or vendor risk management.
• ACAMS (CAMS) certification preferred, or willingness to obtain within 12 months of hire.
• Strong understanding of BSA/AML, KYC/KYB, and sanctions requirements as applied to third-party/fintech relationships.
• Excellent relationship management, negotiation, and communication skills.
• Demonstrated ability to manage multiple partner relationships and competing priorities simultaneously.

• Experience working directly with Banking-as-a-Service (BaaS) or fintech programs.
• Experience with third-party/vendor risk management frameworks and contract oversight.
• Familiarity with transaction monitoring/case management platforms such as NICE Actimize, Verafin, or Unit21.

• Relationship Management
• Regulatory Compliance Expertise
• Communication Excellence
• Negotiation
• Analytical Thinking
• Service Orientation