FINANCE PRODUCER

FINANCE PRODUCER

LUMOS HONDA  

We appreciate your interest in joining the Lumos Team!  As a proud, family-owned business, we believe in building more than just a company—we are building a legacy.  Here, every role matters. We offer challenging and fulfilling opportunities where your contributions help shape our future. We take pride in our work, in our people, and in the values that have guided us from the beginning: integrity, dedication, and respect.

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• PAID WEEKLY and Direct Deposit  
• Health Insurance EMI PPO or HSA plans (CIGNA Network)
• 401K with Employer Match
• Options Dental Insurance and Vision 
• Group Rates Sunlife Supplement Plans 
• Paid Time Off 3 to 18 Days Annually

Job Title:  Finance & Insurance (F&I) Producer

Department:  Finance Department

Reports to: Finance Director, General Sales Manager, General Manager

As a F&I Producer you're focusing on the importance Lumos Honda places on quickly and timely assisting our New and Preowned Customers with their automotive finance and insurance needs for vehicle purchase.  A successful F&I Producer needs the product knowledge, professionalism and empathy that customers expect in our environment.  Your role is to exceed our customers' expectations in the financing of their vehicles.  

Your excellence in complete disclosure through explanation of products, customer satisfaction and customer retention are your primary responsibilities.  Spanish bi-lingual ability is a plus!

Responsibilities:

1. Maintain control of all paperwork until it is ready to be turned into our Accounting Department. Responsible for all paperwork involved with the sale of the vehicle, including obtaining customer signatures and securing payoff and insurance information.
2. Maintains and build good working relationships with several finance sources, including the manufacturer.  Process finance and lease deals accurately and fairly.
3. Conduct business in an ethical and professional manner.  Processes all federal, state and dealer paperwork related to vehicle transaction.  Understands and complies with Red Flag Rules, federal, state and local regulations.
4. Completes paperwork and checks for correct title, lien information, taxes etc. before forwarding to accounting.
5. Acquires and maintains current state insurance license, completing continuing credit insurance education as needed.
6. Provides customer complete explanation of manufacturer and dealership service procedures and policies.  
7. Maintain current knowledge and accurate knowledge of Nissan Motor Acceptance Programs and other financing sources for accuracy with transactions.
8. Work with Sales Managers to secure a reasonable profit from every sale within Dealership guidelines.
9. Arrive to work, take breaks and depart from work at the times designed by Management.
10. Show common courtesy to all customers and dealership personnel.
11. Report to Management any situation or condition that would jeopardize the safety, welfare or integrity of the Dealership, its customers, or employees.