WHITEFISH CREDIT UNION
POSITION DESCRIPTION
Position Title: Digital Services Representative I
Organizational Relationships: Reports to assigned Digital Services department manager
Supervisory Responsibilities: None
General Function: Serve as professional, knowledgeable and friendly “voice” of Whitefish Credit Union. Receive incoming calls and determine the products, services or resources that the member either requires or from which the member could benefit. Provide direct support services to members and potential members, and if unable to provide direct support, connect them with the appropriate WCU staff representative. Assist and support all Digital Services managers and representatives in departmental processes as assigned.
Position Functions:
- Answer the majority of all inbound calls, determining the needs of the caller, and verify the caller’s identity, minimizing the caller’s time and effort in resolving their concern
- Be knowledgeable of all aspects of the Digital Services Department through cross training
- Identify products/services that might be beneficial to members and provide information about their value and benefit.
- Perform teller functions for members (i.e., transfer funds between accounts and/or loan, stop payments, close and reorder debit cards, provide balances and last five transactions, reissue and reset pin numbers, process loan or credit card payments, etc.) to assure member’s needs are addressed in a polite and friendly manner.
- Cross-sell online banking and online bill pay services and assist members in online banking enrollment and understanding the e-statement process.
- Monitor and process loan payoff information and provide this communication to dealerships and insurance companies in an accurate and timely manner.
- Assist other departments and branches with transactions as needed, provide support for the collections department and branch managers in fulfilling member requests and merchant verifications.
- Report to work on time and as scheduled.
- Perform other duties as assigned.
Position Requirements:
- Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.
- Ability and willingness to interact calmly and professionally with people from all backgrounds.
- Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.
- Ability to follow oral and written instructions.
- Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others’ work styles.
- Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.
- Ability to lift up to 15 lbs., with or without accommodation.
- Complete mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests.
- Follow all Whitefish Credit Union, Montana and Federal information privacy guidelines.
- Adhere to all Whitefish Credit Union policies and procedures.
- Protect Member and Whitefish Credit Union confidential information.
Required Education and Experience:
- High school diploma or equivalent.
- 1-3 years of similar or related experience, including preparatory experience.
Compensation Package
- Competitive starting wage
- 100% paid health insurance for employee
- FSA (Flex plan) available
- Telehealth available
- 3% employer 401k contribution (no matching requirement)
- 8% employer pension plan contribution (following first year of employment)
- 11 paid federal holidays (Saturday holidays excluded)
- 17 days of PTO annually, accrued monthly
- Life and disability insurance
- Wellness program
- Social Responsibility Policy – 24 hours annually of paid time for non-profit volunteer efforts
- Tuition Reimbursement Program – application-eligible following one year of employment
This job description is to be considered a general outline of the duties and responsibilities of this position and is subject to change and revision at any time. Position functions and requirements are listed as guidelines only and the job is not necessarily limited to these specifications.
Skills Required
- High school diploma or equivalent
- 1-3 years of similar or related experience, including preparatory experience
- Effective communication in person, in writing, and over the phone
- Ability to interact calmly and professionally with people from diverse backgrounds
- Ability to multitask, prioritize, organize, and maintain attention to detail
- Ability to follow oral and written instructions
- Ability to work effectively with others and listen well
- Competency with Microsoft Office and office equipment/software systems
- Ability to lift up to 15 pounds, with or without accommodation
- Completion of mandatory annual BSA training and applicable tests
What We Do
Whitefish Credit Union Association, operating as Whitefish Credit Union, is a Montana not-for-profit cooperative and full-service financial institution. It offers checking and savings accounts, car and personal loans, credit cards, mortgages, home-equity and construction loans, small-business loans, and related services. Members can bank online or visit Montana branches; the credit union emphasizes a personal touch in delivering everyday banking and lending.
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