Data & Reporting Analyst (Credit Card Risk)

Posted Yesterday
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Hiring Remotely in Rajasthan, IND
Remote
Mid level
Artificial Intelligence • Cloud • Information Technology • Software
The Role
Owns risk data pipelines, portfolio MIS, and recurring reporting for a US credit card portfolio. Builds dashboards covering delinquency, roll rates, vintage curves, and KPIs; develops SQL and Python pipelines; performs data quality checks and reconciliation; resolves source-data issues; and uses AI tools to automate reporting and self-service analytics.
Summary Generated by Built In
About Kadel Labs

Kadel Labs is a deep-tech IT services company delivering high-quality technology solutions since 2017. We specialize in Digital Transformation, Data Engineering, Cloud, AI/ML, and Enterprise Applications, helping global enterprises build scalable and innovative solutions. Kadel Labs is a CMMI Level 3 and ISO 27001:2022 certified organization committed to engineering excellence and customer success.

About the Role: Data & Reporting Analyst (Credit Card Risk)
  • Role Purpose: Own risk data pipelines, portfolio MIS, and recurring risk reporting for the US credit card portfolio.

  • Key Responsibilities
    • Build and maintain automated risk reports and dashboards (delinquency, roll rates, vintage curves, portfolio KPIs)
    • Develop and optimize SQL/Python data pipelines feeding risk analytics and regulatory/management reporting
    • Perform data quality checks, reconciliation, and issue resolution across risk data sources
    • Leverage AI tools/agents to automate reporting workflows and self-serve analytics

  • Role-Specific Skills
    • Strong SQL (complex joins, window functions); Python for automation (pandas)
    • Experience with BI tools (Tableau, Power BI, or similar) preferred
    • Familiarity with credit card data structures: transactions, statements, bureau data, delinquency buckets


Requirements
  • US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
  • Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
  • AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
  • Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
  • Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed


Skills Required

  • Hands-on experience supporting US credit card portfolios on the issuing side, such as at a bank, card issuer, fintech, or captive/GCC
  • Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
  • More than 3 years of professional experience working with AI, AI agents, LLM-based solutions, machine learning models, or AI-driven analytics
  • Advanced Microsoft Excel skills, including pivot tables, complex formulas, and management-ready reports and dashboards
  • Strong written and verbal English communication skills and ability to work with US-based stakeholders during overlapping business hours
  • Experience with BI tools such as Tableau or Power BI
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The Company
HQ: Bengaluru
403 Employees
Year Founded: 2017

What We Do

Kadel Labs is a deep-tech IT services and product-engineering company that helps organizations modernize systems, use data effectively, adopt AI, and build scalable digital products across multiple industries. Its offerings include data engineering and analytics, cloud engineering, software development and modernization, Gen AI services, and SaaS platforms. The company also operates as a startup studio supporting early-stage founders and technology ventures.

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