The Role
Reviews and investigates client information for lending and brokerage decisions, identifying risks and summarizing findings for credit underwriters. Prepares credit sanction forms, conducts company, director, credit reference, and AML checks, maintains accurate CRM and Excel records, communicates updates to internal teams, and supports compliance and underwriting activities.
Summary Generated by Built In
OVERVIEW
Working within the Credit Administration team, the successful applicant will be responsible for reviewing, analysing and investigating client information packs from a commercial perspective to ascertain and understand the legitimacy and validity of the client for Portman’s lending and brokerage services.
Ideally having worked in a professional Finance or Underwriting role/department, the Credit Administrator will join a dynamic and fast-moving team, and the successful candidate will need to be able to work in a fast-paced environment to a high degree of accuracy, being able to work collaboratively within a close-knit team while also completing tasks independently. Attention to detail and organisation are paramount as the role will directly support Own-Book and Brokered Lending.
RESPONSIBILITIES
- Summarise review findings, detailing notable green
and red flags, for Credit Underwriters to review;
- Prepare internal Credit Sanction Forms to agreed
deadlines for Underwriting and Credit Committee approval;
- Complete CRA (credit reference agency) Company and
Director searches and other associated checks to agreed deadlines;
- Communicate findings internally to Sales Teams and
Account Managers alongside ensuring regular updates and requirements are
provided for workload in progress;
- Collaborate with our Credit Administration
Supervisor to review investigative and current processes, refining and
improving where appropriate;
- Maintain accurate records and documentation of all
decisions and activities via our CRM (Zohodesk) and Proposal Tracker (Excel);
- Provide direct support to the Credit Underwriters as
and when required;
- Support the Compliance Team by performing initial
AML screenings, identifying potential risks, and escalating any concerns for
further investigation;
- Any other appropriate job duties in line with the
associated skill and experience of the post holder.
Requirements
SKILLS AND EXPERIENCE REQUIRED
- Ability
to communicate clearly and concisely, both verbally and in writing, whilst
building rapport and trust;
- Methodical
and diligent approach to managing workload;
- Knowledge
of KYC/AML is highly advantageous;
- Strong
Microsoft Office skills with experience of using a CRM;
- Degree-educated
in a relevant subject area would be beneficial but not essential.
PERSONAL ATTRIBUTES
- Ability
to prioritise and handle multiple tasks at any given time;
- Strong
organisational skills with a high attention to detail;
- Analytical
and inquisitive;
- Excellent
written and oral communications skills;
- Ability
to build strong and effective working relationships at all levels, including
senior stakeholders;
- Resilient
with the capability to work under pressure in a fast-paced corporate
environment;
- Adept
at problem-solving with a can-do attitude;
- Good
commercial acumen;
- Ability
to work on own initiative as well as being a team player.
Benefits
BENEFITS
- Competitive
basic salary and annual bonus;
- Vibrant,
high-spec office environment;
- Enhanced
annual leave, increasing with length of service;
- Salary
sacrifice pension;
- Quarterly
all-staff events and dynamic culture
COMPANY
OVERVIEW
Portman was established in 2007 to provide UK SMEs with access to a range of finance options under one roof. We have now arranged close to £1.5billion in funding for over 20,000 companies.
Portman secure finance for businesses of all sizes via our own lending and panel of over 40 partners. We offer flexible payment terms, reducing large initial outlays and protecting cash-flow.
Portman work with any type of private sector business. We have a long and successful history financing a variety of assets, quickly and easily. If you’re looking to lease or purchase further equipment, release equity or simply borrow, Portman can provide your business with the finance it needs.
Please note that as part of the recruitment process a criminal records check/credit history check will be carried out by an authorised third party.
Skills Required
- Clear and concise verbal and written communication skills
- Methodical and diligent approach to workload management
- Ability to prioritize and manage multiple tasks
- Strong organizational skills and attention to detail
- Analytical and inquisitive approach
- Strong written and oral communication skills
- Ability to build effective relationships with stakeholders
- Ability to work under pressure in a fast-paced corporate environment
- Problem-solving ability and proactive attitude
- Commercial acumen
- Ability to work independently and collaboratively
- Strong Microsoft Office skills and CRM experience
- Knowledge of KYC and AML
- Relevant degree
- Experience in a professional finance or underwriting role
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The Company
What We Do
Portman Finance Group is a UK specialist business-to-business finance broker and lender serving small and medium-sized enterprises. It arranges business loans, asset finance, leasing, and start-up funding, either through its own lending facilities or a panel of more than 60 lenders. The company provides tailored commercial finance, dedicated account management, and support intended to help businesses fund assets, manage cash flow, and pursue growth.
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