Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
Summer 2027 8-week Internship program with Central Oklahoma Lending and Credit teams to observe and to review credit and financial reports to determine risks involved in loaning money or extending credit. The intern will work closely with Central Oklahoma lenders, portfolio managers, and management as they assist in monitoring the existing loan portfolio and help in efforts for new client development.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Spreading and analysis of commercial financial statements for prospective and existing loan customers.
- Assist in performing financial analysis and underwriting of loan packages, which includes preparing charts and narrative related to analysis of sources & uses, capitalization, historical and projected financial statements, financial covenants, stress testing, and collateral valuation.
- Assist in diligence for prospective and existing customers related to business descriptions, industry analysis, market analysis, and other general credit risk factor analysis.
- Reviewing loan request presentation packages including loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage.
- Obtain and analyze appropriate diligence materials for the evaluation of collateral value.
- Rotations through various departments as available.
- Shadowing opportunities as assigned.
- Final summer project based around a loan presentation.
- Other duties as assigned.
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES: This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification:
Pursuing Bachelor’s Degree in Business Administration, Accounting, or Finance.
Required Knowledge:
Experience with Microsoft Office, especially Excel and Word.
Skills/Abilities:
Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines.
Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.
Strong verbal and written communications skills.
POSITION LOCATION:
The primary position location will be the NW Expressway banking center in Oklahoma City. Applicants must be based in the OKC metro area. Housing or relocation costs will not be covered. Only the hotel, travel, and food costs of training in Dallas (should the program require it) will be covered.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Talking:
Especially where one must frequently convey detailed or important instructions or
Ideas accurately, loudly, or quickly.
Average Hearing:
Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion:
Movements frequently and regularly required using the wrists, hands, and/or fingers.
Average Visual Abilities:
Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
Physical Strength:
Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
None:
No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability:
Ability to deal with a variety of variables under only limited standardization.
Able to interpret various instructions.
Mathematics Ability:
Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage.
Able to perform very simple algebra.
Language Ability:
Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias.
Ability to prepare memos, reports, and essays using proper punctuation, spelling, and grammar.
Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses.
Monday - Friday: 8:00AM - 5:00PM
40 hours a week
Skills Required
- Pursuing a bachelor's degree in Business Administration, Accounting, or Finance
- Experience with Microsoft Office, especially Excel and Word
- Ability to manage multiple transactions and prioritize assignments to meet deadlines
- Strong analytical skills and ability to interpret complex financial information and identify relevant risks
- Strong verbal and written communication skills
- Must be based in the Oklahoma City metropolitan area
Prosperity Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Prosperity Bank and has not been reviewed or approved by Prosperity Bank.
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Retirement Support — Retirement programs include a 401(k)/profit sharing plan alongside an Employee Stock Ownership Plan, offering multiple paths to long‑term savings. These options are explicitly included within the bank’s comprehensive benefits package.
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Leave & Time Off Breadth — Paid time off includes vacation leave, sick leave, and paid holidays. Being off on holidays is mentioned as a positive aspect.
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Flexible Benefits — Benefits span medical, dental, and vision coverage; basic and voluntary life insurance; short‑ and long‑term disability; FSAs; worksite supplemental benefits; and tuition reimbursement. The breadth of options is positioned to support associates’ wellbeing and financial security.
Prosperity Bank Insights
What We Do
At Prosperity Bank, we believe in a community banking philosophy where personal relationships and great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy and a smile time and time again. Prosperity provides personal banking services and investments to consumers and small to medium sized businesses throughout Texas and Oklahoma. Founded in 1983, Prosperity ranks among the top 100 U.S. banks in assets. Member FDIC. Equal Housing Lender.
