Change in Circumstance Specialist

Posted 12 Days Ago
Be an Early Applicant
Woodbridge, VA, USA
In-Office
Junior
Fintech • Payments • Real Estate • Financial Services
The Role
Review and complete change desk tickets; determine bona fide changes in circumstance; monitor and disclose Loan Estimates and Change in Circumstances; address and cure fee variances; verify fee accuracy to mitigate TRID and RESPA violations; and communicate with Sales, Processing, Closing, and Underwriting.
Summary Generated by Built In
Company Description

For more than 20
years, The J.G. Wentworth Company®, through its affiliates and subsidiaries,
has provided individuals the flexible options they need to respond to life’s
changing needs. Today, The J.G. Wentworth Company® is a diversified company
focused on providing direct-to-consumer solutions to financial needs through a
variety of offerings, including: home lending and refinancing, structured
settlement, annuity and lottery payment purchasing, access to personal loans,
and prepaid cards. Our seasoned management team has developed a
category-leading marketing, operations, customer service and funding
infrastructure that has allowed us to achieve efficiency and economies of scale
necessary for future growth.

.

Job Description

  • Review and complete change desk tickets in a
    timely fashion

  • Review change requests and determine if it is a
    bona fide Change in Circumstance

  • Monitor and disclose Loan Estimates and Change in
    Circumstances


  • Address fee variances and cure if applicable

  • Verify
    accuracy of fees to mitigate TRID and RESPA violations, understand where
    fees are to be located on the LE and CD.

  • Communicate with all partners including Sales,
    Processing, Closing and Underwriting as needed

  • Verify accuracy of fees to mitigate TRID and
    RESPA violations

Qualifications


Minimum 2 years of mortgage related experience in one of the following departments loan
processing, post-closing, servicing, QC, audit, compliance, funding, closing,
and/or document review

Knowledge of TRID and Change in Circumstance
process

Knowledge of the mortgage origination disclosure
process

Knowledge of mortgage terms, documents and
related forms

RESPA/TRID training/experience

Experience with Encompass Highly
desired.

High School Diploma/GED

College Degree Preferred

Additional Information

Benefits:

J.G. Wentworth Home Lending, LLC provides tools and
resources to help you balance your work and life needs through the following
benefits:

  • Medical, Dental and Vision Plans
  • Retirement Plan 401k with matching
  • Life Insurance, Hospital Insurance
  • Short-term and Long-term Disability Insurance
  • Employee Wellness Program
  • Employee Assistance Program (EAP)

We’d love to consider you for our growing team of talent and invite you to complete an application
for our current open positions. EOE/V/D

Skills Required

  • Minimum 2 years mortgage-related experience in loan processing, post-closing, servicing, QC, audit, compliance, funding, closing, or document review
  • Knowledge of TRID and Change in Circumstance process
  • Knowledge of the mortgage origination disclosure process
  • Knowledge of mortgage terms, documents, and related forms
  • RESPA/TRID training or experience
  • Experience with Encompass
  • High School Diploma or GED
  • College degree
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The Company
862 Employees

What We Do

J.G. Wentworth Home Lending, LLC is a prominent financial services company in the United States specializing in residential mortgage solutions. As part of The J.G. Wentworth Company, it provides a wide range of products, including conventional, FHA, and VA loans, and refinancing services. The company is dedicated to empowering individuals and families to achieve their homeownership dreams through accessible financing, transparency, and exceptional customer service.

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