RoofStacks Jobs

Business Analyst (Card Payment Systems)

RoofStacks

Business Analyst (Card Payment Systems)

Reposted 21 Days Ago

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Hiring Remotely in İstanbul, Şişli, İstanbul, TUR

Remote or Hybrid

Mid level

Software

The Role

The Business Analyst will manage card application journeys, ensure regulatory compliance, oversee card lifecycle operations, and collaborate with stakeholders across various teams.

Summary Generated by Built In

At Roofstacks, we are driving the next generation of digital finance. We're on the lookout for a Business Analyst who brings deep knowledge in card payment systems and thrives in a cross-functional, high-impact role.

If you’re experienced in card lifecycle management, regulatory compliance, and end-to-end product delivery across debit, credit, and prepaid cards—let’s talk.

💼 Key Responsibilities

You will play a critical role in managing processes across all card types—Bireysel, Ticari, Ek/Sanal/Dijital—and will work closely with stakeholders across Product, Technology, Risk, and Operations.

Your key responsibilities include: (may vary depending on your team)

- Managing card application journeys across all channels (Branch, IVR, Digital)

- Integrations with KKB/LKS, Decision Support, Analytics Solutions and other decisioning tools

- Oversight of card lifecycle operations: new issuance, renewal, closure, limits, fraud

- Supporting fee & commission configurations, statement management, posting, rediscount

- Handling BIN/RANGE, EMV scripting, PIN management, encryption/key management

- Managing POS onboarding, device vendors, parameter distributions, RKL flows

- Driving interchange & clearing processes (Visa Base II, Mastercard IPM, BKM YTH/BTH)

- Working on 3DS 2.x, ACS, GO authentication systems, API integrations, and open banking

- Ensuring regulatory compliance (BDDK, PCI-DSS, KVKK) and adapting to scheme updates

🎯 What We’re Looking For

- Minimum 4 years of hands-on experience in card payment systems

- Bachelor’s degree in Engineering or related technical discipline

- Experience with banking/payment systems, POS infrastructures, and merchant onboarding

- Strong understanding of ISO 8583, EMV transaction flow, 3DS, tokenization, and fraud detection

- Familiarity with Visa, Mastercard, BKM, and their operational and reporting structures

- Strong analytical and documentation skills with a proactive, solution-oriented mindset

- Fluency in Turkish; professional working proficiency in English is a strong plus

⭐ Nice-to-Have Skills

- EMV Scripting & PIN encryption knowledge

- API testing, system integration & test coordination experience

- Open banking, KVKK, GIB/IKS integration awareness

- Previous experience in launching or migrating card products

- Knowledge of settlement/accounting impacts of clearing processes

Skills Required

Minimum 4 years of hands-on experience in card payment systems
Bachelor's degree in Engineering or related technical discipline
Experience with banking/payment systems, POS infrastructures, and merchant onboarding
Strong understanding of ISO 8583, EMV transaction flow, 3DS, tokenization, and fraud detection
Familiarity with Visa, Mastercard, BKM, and their operational and reporting structures
Fluency in Turkish; professional working proficiency in English is a strong plus

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The Company

HQ: Austin, TX

322 Employees

What We Do

ABOUT US Roof Stacks Inc. is an innovative and a complete domestic software company who brings new technologies to Turkey since its foundation in 2015. Roof Stacks Inc, strengthens its place in the developing technology and rapidly growing market with specializing in tourism systems, augmented reality and e-commerce. Head office is in Gebze Bilişim valley and its branches are in Elazig and Antalya. Therewithal a new branch Office opened in 2020 in Austin, USA. Canada and Netherlands offices also will serve soon. Roof Stacks Inc, provides speed, efficiency and cost reduction benefits to its partners while strengthening business partners’ competitive positions with the innovative technology produced. UNITS Roof Travel Roof Stacks is the software developer of Bilet Dükkanı, the leading online ticket sales portal of Turkey which simplifies travel agencies' work flow. Bilet Dükkanı offers innovation on all travel and tourism related ticket sales transactions such as flight tickets, hotel reservations and insurance operations. Roof Money GoArt, which is a Roof Stacks project and introduces historical places with augmented reality technology, is the first in the world. Coins that can be collected while browsing the virtual cities of GoArt, makes Roof Stacks a different company that also develops its own payment methods. This coin technology called “Goarc” is operated based on Ethereum. Roof Games Roof Stacks, an ambitious actor, rapidly growing in the digital gaming market. The global gaming market has a volume of $ 180 billion annually. Roof Stacks comes in as one of the top exporters in Turkey with its innovative inputs in game development industry