First Community Bank
500 N. Water St.
Corpus Christi, TX
Position Summary
The position of BSA Analyst shall be responsible for routine monitoring of bank activity and transactions to ensure the bank is compliant with BSA (CTRs, SAMs, Exemptions, and SARs).
Essential Duties
- CTRs - daily review of system generated reports to ensure all Currency Transaction Reports (CTRs) are filed within the 15-day period from date of transaction
- Review of daily cash reports for CTR’s
- CTR Acknowledgements
- Prepare CTR monthly totals and track for patterns
- Process all Unusual Activity Reports within the required timeline
- Assist with processing all Suspicious Activity Reports within 30 days of recommendation from Committee
- Assist with AML Monitoring through review of various system reports
- Review of BSA cases found in the bank’s AML program
- Assist with Due Diligence on high-risk customers / accounts – review of activity (deposits, withdrawals, wires, etc.) on high-risk accounts (MRBs, Independent ATM Owners, MSBs, NBFIs, NRAs, etc.) as warranted and / or as scheduled
- Assist with CTR Training for New Hires and annual employee refresher training
- Maintain Customer CTR database
Secondary Duties
Additional duties include completion of related reports as needed, assistance with compliance testing, and any other duties as assigned. This position is expected to participate in audits and examinations as needed, with high regard for accuracy, professionalism, and presentation.
Knowledge, Skills, and Abilities
Knowledge of personal computers and software for word processing and spreadsheets is required. Position demands attention to detail and ability to accept constructive criticism to effect positive improvement. This position requires the ability to meet established deadlines, work productively in groups and individually, communicate effectively in writing and orally, operate standard office equipment, work extended hours occasionally, and travel to various bank locations and training activities as needed.
Position Requirements
Graduation from high school (or equivalent) with at least five (5) years of experience in bank operations and / or loans. Position also requires at least three (3) years’ experience in Bank Secrecy Act regulatory requirements with emphasis on compliance. Use of personal vehicle is necessary.
Skills Required
- High school diploma or equivalent
- Minimum five years experience in bank operations and/or loans
- Minimum three years experience with Bank Secrecy Act (BSA) regulatory requirements and compliance
- Experience preparing and filing Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs), and Unusual Activity Reports (UARs)
- Experience with AML monitoring and review of system-generated reports
- Proficiency using personal computers and software for word processing and spreadsheets
- Ability to travel to various bank locations and training activities; use of personal vehicle
- Strong attention to detail, effective written and oral communication, and ability to meet deadlines
What We Do
First Community Bank is a traditional community bank rooted in South Texas, serving the residents and businesses of the Coastal Bend. Established in 1983 in Alice, Texas, it has grown to 12 branches throughout the Texas Gulf Coast. The bank provides a comprehensive range of financial products, including personal and business banking, loans, and mortgages, focusing on reinvesting in local communities.
