Auto Refi Sales Representative

Posted Yesterday
Be an Early Applicant
Hiring Remotely in United States
Remote
18-175K Hourly
Junior
Automotive • Fintech • Financial Services
Our mission is to make it simple for our customer to save money and enjoy life more.
The Role
Sell auto loan refinancing to warm, pre-approved B2C leads. Explain refinancing options, connect customers with lending partners, offer GAP and warranty products, collect loan documentation, and close deals. The role requires following scripts and processes, meeting sales metrics, spending five or more hours daily on the phone, and completing paid training. This is a full-time remote position with fixed weekday hours and possible evening or weekend work.
Summary Generated by Built In

We’re looking for passionate, competitive B2C sales pros who are ready to close for our next class of Loan Consultants!

With an uncapped commission on top of a competitive base pay of $18.46/hr, average Loan Consultants earn $100K/year, with our top 10% earn $175K+. If you bring the effort, we'll bring the payout.

Our next hiring class is scheduled to start on 10/19/2026. We appreciate your patience as we review applications. We will review applications in the order received

Who We Are:

Auto Approve is a fast-growing fintech company founded in 2016. We’ve been disrupting how people pay for their cars and trucks ever since. Because auto loans can be complicated, confusing, and too costly, our mission is to make it simple for our customer to save money and enjoy life more. Backed by private equity, we've helped over 180,000 customers refinance more than $6 billion in loans, putting over $1,000 a year back in their pockets on average.

That growth has earned us a spot on Inc. 5000's Fastest Growing Private Companies list four times (including this year!), and a nod from BuiltIn as a 2026 Best Place to Work.

2026 is another big growth year for us, and Loan Consultants are right in the middle of it.

What You’ll Do:

As a Loan Consultant, you'll work warm leads consisting of motivated customers who've already reached out to save money on their auto loan. You'll walk them through their refinance options, connect them with our lending partners, offer add-on protection products like GAP and warranty coverage, and collect the documentation needed to fund the loan. This isn't a dealership sales pitch — it's about clearly laying out the financial upside of refinancing and closing the deal. There's no cold calling!! Every lead the Loan Consultant works with is pre-approved. You explain the benefits, guide the process, and close.

This is a remote role with a training structure behind it. Loan Consultant training consists of a 60-day hands-on training program, a clear, proven process to follow, and a team that helps you get there. Hours are firm, Monday–Friday, 9AM–6PM CT, and the pace is fast, but you'll always know what to do next. If you like coaching, structure, and closing deals — this role delivers.

To get there, Auto Approve ensures that our LCs are set up for success from Day-1 with a robust paid training program. You’ll learn & earn! New hires can expect to start earning performance bonuses in their first month of employment and to be hitting OTE after 3 months. 

This role is Base Salary + Commission. An average Loan Consultants can expect to earn $100K a year, and our top 10% are earning $175K+. We offer a full suite of medical benefits (including dental, vision, pet insurance, and more) and generous PTO and paid holidays.

What You’ll Need:

  • 2+ years of experience in a sales-based and/or metrics-driven work environment (industry experience NOT required. If you're a self-starter with a positive attitude, we'd love for you to apply)
  • Proficiency in MS Office products (Outlook, Word, Excel, PowerPoint)
  • Ability to be on the phone 5+ hours daily
  • Ability to follow process and execute a call script and checklist
  • Experience in call centers, credit unions, collections, and/or retail preferred
  • Proven success meeting or exceeding metrics while working remotely preferred
  • High attention to detail
  • Ability to learn and adapt and be coachable
  • Basic computer skills with the ability to manage a dual-monitor setup across multiple systems
  • Shared Values with Auto Approve:
    • People First - We put people first — every customer, every teammate. We lead with empathy, prioritize transparency and support, listen with respect, and show up for one another.
    • Earn Trust Every Day - Trust isn’t given — it’s earned. We act with integrity, speak truthfully, and own our actions. No shortcuts. No excuses. Operate with honesty and accountability and always do what's right - even when no one is watching.
    • Simplicity - Finance shouldn't be confusing. We cut through complexity, communicate clearly, and focus on what matters.  We embrace technology to remove barriers and deliver straightforward solutions.
    • Tenacity - We hustle with heart. We adapt, improve, and do what it takes—especially when it’s not in the job description.


Position Type/Expected Hours of Work: This is a full-time position. Evening and weekend work may be required as job duties demand.


Physical Requirements: This position is indoors. Must be able to sit at a computer terminal for an extended period.  May be asked to lift approximately 25 lbs.  Exposure to moderate noise and light, i.e business office with computers, phone, printers, light foot traffic.


Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.


Auto Approve provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.  In addition to federal law requirements, Auto Approve complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.


Applicants must be legally authorized to work in the United States.


Monday–Friday, 9AM–6PM CT

Skills Required

  • 2+ years of experience in a sales-based or metrics-driven work environment
  • Proficiency in Microsoft Office, including Outlook, Word, Excel, and PowerPoint
  • Ability to work on the phone for 5+ hours daily
  • Ability to follow processes and execute call scripts and checklists
  • High attention to detail
  • Ability to learn, adapt, and accept coaching
  • Basic computer skills and ability to use a dual-monitor setup across multiple systems
  • Experience in call centers, credit unions, collections, or retail
  • Proven success meeting or exceeding metrics while working remotely
  • Legal authorization to work in the United States
  • Ability to work full-time Monday through Friday, 9 AM to 6 PM Central Time, with possible evening and weekend work

Auto Approve Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Auto Approve and has not been reviewed or approved by Auto Approve.

  • Career-Linked Recognition & Rewards — High-performing sales roles are described as offering substantial earnings potential through commissions and bonuses, with pay scaling for those who hit targets. Compensation is considered strong for sellers who thrive in a performance-driven, commission-heavy environment.
  • Retirement Support — Benefits information notes availability of a 401(k) with company match, signaling employer support for long-term savings. This appears as part of a broader package that includes PTO and insurance.
  • Healthcare Strength — Benefits listings indicate medical, dental, and vision coverage are offered. This provides core health coverage even if specific plan richness is not detailed.

Auto Approve Insights

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The Company
HQ: St. Louis Park, MN
350 Employees
Year Founded: 2016

What We Do

Auto Approve is an auto refinance company that specializes in helping consumers find the best possible vehicle interest rates through its national network of credit unions, banks and finance companies. We are disrupting the way people pay for their cars and trucks, saving customers over $1,000 a year. Auto loans are complicated, confusing, and too costly. Auto Approve makes the process simple... we recently crossed the $6B loan milestone, helping over 150,000 customers refinance loans; putting more money back in their pockets for things that matter the most.

Why Work With Us

People love working at Auto Approve, because they get to make a difference everyday. Every customer we help allows them to save money on their auto loan and use it for something that matters. Working at Auto Approve feels good because what we're doing is good!

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