Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.
Our venture partners include First Round Capital and L Catterton.
Products we’ve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.
We’re looking for an early-career Product Designer to join our small, but mighty, design team. You’ll play a key role in shaping the customer experience at Perpay—bringing design thinking, strong visuals, and motion skills to the table. If you're equal parts product thinker and pixel perfectionist, and you thrive in fast-moving, hands-on environments, we want to hear from you.
What You'll Do- Contribute to design projects that directly impact our customers’ financial lives
- Apply design thinking methodologies to solve user and business problems
- Collaborate with product, engineering, brand and marketing partners to ship experiences that are useful, beautiful, and on-brand
- Bring designs to life through high-quality visual work, motion design, and attention to micro-interactions
- Support research initiatives by contributing to planning, synthesizing insights, and applying findings to your designs
- Uphold and apply our design system and visual language across platforms
- Take initiative and drive work forward even when things are ambiguous—we’re looking for someone with grit and hustle mentality
- 0–2 years of experience in product design (internships, freelance, or academic projects all count!)
- A strong portfolio that demonstrates both product thinking and visual craft
- Graphic design and motion design skills—bonus if you’ve worked on marketing assets or brand-related design
- A desire to grow within a collaborative team and openness to feedback
- A builder’s mindset—you’re excited to own problems and turn ideas into shipped solutions
- Comfortable working with established design systems, while knowing when to stretch them
- Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
- Familiarity with artificial intelligence tools that a designer can leverage
- Passion for our purpose of creating access to credit and building credit for our customers
- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 4% employer 401k match
- Unlimited PTO policy
- Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment program
- Relocation assistance
- Generous team member discounts
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.
Skills Required
- 0-2 years of experience in product design
- Strong portfolio demonstrating product thinking and visual craft
- Graphic design and motion design skills
- Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
Perpay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Perpay and has not been reviewed or approved by Perpay.
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Healthcare Strength — Fully subsidized medical, dental, and vision coverage is offered as a core benefit. This lowers out-of-pocket premiums while providing comprehensive coverage.
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Retirement Support — A 401(k) with company match is included to support long-term savings. This adds a stable, employer-backed retirement component to total rewards.
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Leave & Time Off Breadth — Unlimited PTO and paid parental leave are part of the package. This breadth enables flexibility to manage personal and professional needs when schedules permit.
Perpay Insights
What We Do
Perpay is a FinTech-enabled marketplace making life's purchases accessible through sensible financing.
