To build our Payment services, we got technical cooperation from Paytm (A large payment service company in India). And based on their customer-first technologies , we created and expanded the smartphone payment service in Japan. Therefore, we have decided to establish a development base in India, because it is a major IT country with many talented engineers, as evidenced by the fact that cutting-edge mobile payments can continue to be generated.
OUR VISION IS UNLIMITEDJob DescriptionOverview
PayPay India is seeking an autonomous Senior Product Manager to own and drive critical credit and merchant financial products in close collaboration with PayPay group companies.
In this role, you will lead end-to-end product execution, turning business requirements into scalable platform features and seamless end-user experiences. You will work independently on day-to-day execution while collaborating closely with business partners, credit modeling experts, data teams, and engineering to deliver high-impact financial products in Japan.
Main Responsibilities- Product Ownership & Execution: Drive end-to-end product lifecycle for merchant credit and bank integration products from ideation to launch.
- Cross-Entity Collaboration: Act as the key product owner working independently with business teams, partner banks, and PayPay group companies in Japan to understand business needs and translate them into actionable product roadmaps.
- Technical Specifications & Architecture: Write clear, high-quality PRDs and partner closely with engineering and UI/UX teams to build scalable platform capabilities and clean user experiences.
- Cross-Functional Alignment with Modeling Teams: Collaborate with credit modeling, risk, and analytics teams to seamlessly incorporate scoring models, data pipelines, and decision engines into product flows.
- Data-Driven Optimization: Analyze product performance, user behavior, and platform metrics using SQL and analytical tools to continuously identify feature gaps and optimize customer experiences.
- Roadmap Prioritization: Define product challenges and opportunities, balancing speed of execution with long-term platform scalability.
- Experience: Minimum 5+ years of Product Management experience (7-9 years of overall experience).
- Technical & Analytical Mindset: Bachelor’s degree in a technology discipline (or 2+ years in a technical role) with a solid understanding of APIs, technical system architecture, statistical concepts, and data analysis (SQL).
- Execution Autonomy: Strong bias for action ("Get Things Done" attitude) with a track record of driving complex initiatives independently.
- Communication: Demonstrated success collaborating with cross-functional and international business stakeholders.
- Domain Versatility: Prior background across fintech, e-commerce, consumer internet, or high-scale platform products
- Experience collaborating with cross-border business teams
- Experience leveraging AI/LLM tools in daily workflows (e.g., documentation, spec drafting, review, user flow mapping) while maintaining accountability for output.
- Leverage AI/LLM-based tools in daily workflows (e.g., code development, reviews, testing, debugging, documentation), while ensuring human oversight, judgment, and accountability drive the final product.
Remarks
＊Please note that you cannot apply for PayPay (Japan-based jobs) or other positions in parallel or in duplicate.
PayPay 5 senses- Please refer PayPay 5 senses to learn what we value at work.
Skills Required
- Minimum 5 years of Product Management experience
- 7–9 years of overall professional experience
- Bachelor’s degree in a technology discipline, or 2+ years of experience in a technical role
- Understanding of APIs and technical system architecture
- Understanding of statistical concepts and data analysis using SQL
- Track record of independently driving complex initiatives
- Successful collaboration with cross-functional and international business stakeholders
- Background in fintech, e-commerce, consumer internet, or high-scale platform products
- Experience collaborating with cross-border business teams
- Experience using AI or LLM tools in daily workflows
What We Do
PayPay, a FinTech company, that achieved more than 60M users within around 5 years since its launch in 2018 has hugely diversified employees who are from about 50 different countries. The number of employees by now is more than 1,000 staff members, and yet the company is still incomplete and at a growing stage. To build "PayPay", we allied with Paytm, the biggest payment service company in India. Based on their customer-first technologies , we created and expanded the smartphone payment service in Japan. Our biggest competitor is "cash". We are seeking for people who can accept this challenge positively, brush up the product at a tremendous speed that other companies could never achieve, and who are passionate about promoting and spreading such a financial life platform in a short time along with professionalism. About our working style, we had introduced a new personnel system called WFA (Working From Anywhere*). At PayPay, we work fully remotely in Japan. Therefore, the working place or your living place doesn't matter. Even if you are living in a local area, the salary and benefit package will be at an international level while you enjoy working with world class colleagues. You will find such a way of working at PayPay! *This WFA policy is applicable only within Japan
