This role is not eligible for visa sponsorship, meaning you will need to be able to secure and maintain work authorization without the need for a written submission by the company to a government agency, or the need for the company to make an entry as the immigration employer of record (e.g., STEM OPT training plan, I-20 Form endorsed for CPT, TN employer, etc.)
Working Model/Location: This is a hybrid position within footprint. Remote options may be considered for east coast based candidates that are outside of M&T's footprint.
Overview:Manages assigned digital products, services, platforms, experiences and/or strategies. Develops the strategy or executes on the strategy defined for assigned digital products and services, including partnering with relevant stakeholders to create the design, development, implementation, marketing and ongoing support for the product or service. Ensures projects, products or services are within Bank’s risk appetite.
Primary Responsibilities:- Responsible for overall oversight of assigned digital capabilities to ensure platform stability, value delivery and regulatory and/or internal control environment compliance.
- Serve as subject matter expert for Digital Money Movement in Consumer, Business and Wealth segments understanding the payment rails, customer transaction needs and industry roadmap to influence development of Bank’s strategy and roadmap.
- Lead business case development and stakeholder alignment for delivering value through digital capabilities to improve customer experience and drive business growth.
- Define, implement and monitor payment processing controls.
- Identify, track and socialize key performance indicators (KPIs) and customer/business insight from the KPIs.
- Define product positioning and Marketing needs to drive engagement and adoption.
- Manage key vendor relationships/contracts and identify opportunities for additional partnerships.
- Understand and manage product risk, inclusive of all phases of product lifecycle and all pillars of risk to protect the Bank.
- Provide ongoing support and resolution of issues with digital products or services.
- Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
- Provide on-call support for Incident Management and other platform support activities
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Provide training and mentoring to less experienced team members.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
Bachelor's degree and a minimum of 4 years’ digital, product management, financial, strategy and/or operations experience, or in lieu of a degree, a combined minimum of 8 years’ higher education and/or work experience, including a minimum of 4 years’ digital, product management, financial, strategy and/or operations experience
Strong interpersonal skills
Strong verbal and written communication skills
Strong analytical skills
Excellent critical thinking skills
Excellent problem-solving skills
Demonstrated financial analysis skills
Demonstrated process improvement skills
Education and Experience Preferred:Master's degree
Experience with process mapping or customer journey mapping
Knowledge of how to write technical and business documentation
Experience working on digital technology projects
Previous financial services industry experience
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,869.52 - $163,115.87 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of AmericaM&T Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.
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Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
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Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
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Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.
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What We Do
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
