James da Costa
Co-founder and chief operating officer at Fingo
Expertise: Fintech
Education: Stanford University; University of Warwick; The University of Hong Kong

James da Costa is the co-founder and chief operating officer of digital bank, Fingo, a researcher at Stanford University’s Digital Economy Lab and a guest lecturer at the University of Warwick.

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Five domino-shaped rectangles lined up with rocketships printed on them. The middle rocketship rectangle is taking off toward the right, out of the line.
In this book excerpt, our expert shares three of the nine top characteristics he finds in successful fintechs.