Support Analyst- Credit Analysis

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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

OFFICE LOCATION:

Abilene, Texas, United States

SCOPE/CONTACTS:    The Incumbent will provide support to the credit analysis department. The position will have extensive contact with the company’s credit analysis, lending and loan support staff. The incumbent must have the ability to express his/herself in a clear and concise manner.  Under the general direction of his/her manager, the incumbent provides support to the credit analysis department by evaluating and documenting key credit metrics within the bank’s commercial loan portfolio. These credit metrics will be centered in the bank’s Financial Covenant Testing process, Annual Review Cash Flow process, and the Problem Loan Report process. The Incumbent will work the Credit Analysis staff to ensure these metrics are being properly monitored, calculated accurately, performed in a timely manner and in compliance with Bank policy and regulatory requirements. 

QUALIFICATIONS:  One (1) to three (3) years’ experience in banking or a similar/related field is required. Accounting, finance or business degree is preferred.  Demonstrated above average written and oral communication skills.  Ability to logically organize and interpret information from multiple sources.  Ability to use Bank software to find source documents. Ability to use personal discretion in time management and workload management with minimal supervision. Working knowledge of commercial bank operations and lending is preferred.  Demonstrated ability and willingness to determine a course of action and carry it out. Demonstrated leadership abilities, dependability and thoroughness in meeting responsibilities, and willingness to seek out and accept responsibilities.  Must be familiar with PCs and PC software, specifically Excel and Word.

ESSENTIAL FUNCTIONS: The incumbent is responsible for accurately calculating, monitoring and reporting key metrics in support of the credit analysis department. 

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)