Software Engineer II (L2)
As a Software Engineer II, you are an experienced builder who can work independently across the full stack to deliver production-grade software. You take ownership of features from ideation to deployment, and you play a key role in maintaining the health and reliability of the systems you build. You understand the “why” behind the work — connecting technical decisions to customer outcomes and business value. You demonstrate good judgment when working through ambiguity and elevate the quality of the systems and team around you.
You’re responsible for designing and delivering moderately complex features and services, often navigating evolving requirements and unclear boundaries. You understand how services fit together and are comfortable working across APIs, databases, cloud infrastructure, and front-end components. You contribute actively to design discussions, identify opportunities for simplification, and make pragmatic choices that balance speed and sustainability. You support a culture of code quality, mentorship, and operational ownership.
You are expected to use AI-powered development tools to improve your productivity, especially for repetitive, boilerplate, or testing-related tasks. You incorporate these tools thoughtfully and are responsible for validating the accuracy and security of the output. You are fully accountable for ensuring your code is thoroughly tested and production-ready — including unit, integration, end-to-end, and any needed manual validation. You help maintain the health of our pipelines, observability tooling, and engineering process.
You also begin to work more directly with product and business stakeholders — particularly on features or flows that touch customer-facing tools or internal operations. You help clarify scope, translate user needs into technical solutions, and provide insight into trade-offs and timelines. You represent engineering in cross-functional conversations and take responsibility for delivering outcomes, not just output.
What you’ll do:
● Own end-to-end delivery of features or services, including design, implementation, testing, deployment, and operations.
● Use AI-based development tools to improve speed, reduce boilerplate, and boost development quality.
● Collaborate with product, design, and business stakeholders to scope and prioritize work that delivers impact.
● Identify edge cases and failure scenarios, and build systems that handle them gracefully.
● Participate in and lead technical discussions, providing feedback on design and implementation.
● Write clear, well-tested, and maintainable code — and help others do the same.
● Take full responsibility for testing your changes at all levels (unit, integration, e2e, and manual).
● Monitor and maintain services in production, contributing to on-call rotations and incident response.
● Continuously improve code quality, developer tooling, CI/CD pipelines, and engineering processes.
● Mentor early-career engineers and help raise the team’s technical bar.
Requirements:
● Proficient in one or more modern languages and frameworks (e.g., TypeScript, Java, Python, PHP).
● Python experience is mandatory, with a minimum of 3+ years required.
● Experience with distributed systems, RESTful APIs, and full-stack development.
● Familiarity with CI/CD pipelines, monitoring tools, and DevOps best practices.
● Ability to write high-quality, testable, and well-documented code.
● Comfort using AI development tools thoughtfully and critically.
● Strong collaboration skills and ability to work independently in a fast-paced environment.
About Spring Financial
Since 2014, Spring Financial has been simplifying the lending process for millions of Canadians facing all types of financial circumstances. Spring offers a growing range of financial products and services which currently include personal loans, mortgages, credit cards and secured loans - all of which are made available to Canadians without having to visit a branch!
We are high-energy entrepreneurs who operate with a real sense of urgency. We have created
some of the best in market products and sales processes allowing millions of Canadians to get
access to financing online, via text or over the phone – all from the comfort of their own home!
To learn more about our products please visit our Website
or LinkedIn profile.
Top Skills
What We Do
Spring Financial is a leading financial technology company that provides all Canadians with simplified money solutions to help build credit, save money, and borrow responsibly.
Millions of Canadians have been locked out of the financial system and are stuck in a payday cycle of high-interest debt without any opportunity to improve their situation. Our mission is to democratize access to better credit with an industry-leading suite of financial solutions that provide better opportunities for Canadians to build credit, save money, and access premium loan products.
Our industry-leading product set—including signature credit-building products, mortgage solutions, and personal lending—have allowed hundreds of thousands of Canadians to access financing online, via text, or over the phone – all from the comfort of their own home. Since our launch in 2014, we have become one of the largest fintech companies in Canada with over a million applicants and 250,000 product originations.
We are a diverse, forward-thinking, and fast-growing team of high-energy innovators. We empower our employees by offering them opportunities to explore their interests and passions while helping them discover their full potential. We embrace both collaboration and individualism as we work towards a common goal – to make financing fair and accessible for all Canadians.
If you want to be part of our mission to democratize access to better credit, we offer unmissable opportunities for ambitious candidates to step up and fast-track their career growth.
Come and discover your potential at Spring Financial!
