About Us:
Capitalize is a mission-driven company solving critical problems in the $20 trillion retirement savings market with delightful products, scalable technology, and a world-class team.
At our core, we’re modernizing the $1 trillion in retirement account transfers (401(k) rollovers) that happen annually and currently involve manual, paper-based processes. By doing so, we’re helping the almost 20 million Americans who change jobs each year with a 401(k) do the right thing with their assets rather than lose them to fees and taxes.
Our Enterprise offering includes a full suite of enterprise-grade APIs used by leading financial institutions to help their users find and transfer retirement accounts as part of their core funding flows. Our Consumer offering helps individuals digitally locate forgotten 401(k)s and consolidate them into one of our brand-name financial partners.
We’ve raised $35mm from leading venture capital investors including RRE Ventures, Canapi Ventures, Greycroft, and others, and we’ve been recognized as one of TIME’s 100 Best Inventions and by Forbes as one of the Top 50 Fintech Companies in the US.
What You'll Do:
As a Senior Software Engineer at Capitalize, your work will be instrumental in our efforts to help more people gain control of their retirement savings. We’re looking for someone with strong back-end development experience to join us in building the APIs and infrastructure to power our platform.
In your day-to-day, you will create meaningful product functionality, execute on testing new ideas, handle development on new product initiatives, design and build APIs, touch data processes, and enhance other internal functions that drive our business forward and enable us on our mission. We are a small, fast-paced team, and collaborate frequently on what is created (from Figma to deployment), and ownership is a key driving factor for our engineers.
If you have experience in early-stage startups, thrive in cross-functional environments, and enjoy working on initiatives that people interact with daily, we’d love to hear from you!
What You'll Bring:
- 6+ years of experience in a software engineering role
- Expertise in backend technologies, specifically using modern Java and JPA
- Strong knowledge of relational databases and/or NoSQL databases
- Experience with monitoring solutions such as CloudWatch, and troubleshooting best practices
- Effective independent contribution, with a sense of ownership, and a proactive mindset
- Experience working on products with rapid feature development, including fast iterations and tight feedback loops during QA processes
- Desire to take on growth-oriented initiatives outside of core feature work
- Experience with continuous integration/continuous delivery (CI/CD) pipelines
Bonus Points For:
- Devops or cloud development
- Efficiently scaling up systems and processes
- Typescript, Node
Benefits We Offer:
- Competitive compensation and equity in the company
- Medical, dental, and vision insurance, with 100% premium covered for staff and 50% for dependents
- 401k plan access
- Unlimited paid time off
- 12 weeks of fully-paid parental leave
Compensation range: Senior Software Engineer: $160-180k
Note: This role is hybrid based in NYC, with a requirement of at least 3 days in-office.
We’re a mission-driven company focused on doing what’s right - for our customers and for our team. That means assembling a group of diverse, hardworking people who want to be their best in a setting that’s open and inclusive for all. We’re committed to diversity in both measurable terms (e.g. gender, race) and across other dimensions like skill sets and experiences. We believe that a diverse, equitable and inclusive company enriches our professional and personal lives. If that speaks to you, we want to meet you. Come help us build!
Top Skills
What We Do
We believe all Americans should retire with enough money for a life of dignity. Over time, we intend to eliminate all of the friction & fees embedded in the retirement savings system that stops them from doing so. Our first product helps people digitally locate their old 401k and transfer it seamlessly into a new account at any financial institution - without the paperwork, phone calls, and faxes of the past. In doing so, we’re automating the process by which $650 billion in 401k assets is transferred each year. We’re also making sure that the 15 million 401k account holders who change jobs annually don’t do the wrong thing with their assets - like cash them out, leave them behind, or pay excessive fees that erode their savings over time.
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