As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
We are seeking experienced, passionate, and resourceful Senior Android Engineers to join our Early Bets team. As a mobile engineer at EarnIn, you will play a crucial role in developing and refining our customer-facing Android applications, helping shape the customer’s impression of our company. We are seeking engineers who thrive in uncertain environments—excited about collaborating with Product teams to define requirements in ambiguous settings. The ideal candidate will have experience in fintech or a background in building 0-to-1 products, with a strong ability to create flexible engineering architectures that support future product expansion. If you have worked on early-stage products engineered for scalability or in Research & Development for new technologies, you will feel at home on our team.
This position will ideally be hybrid from our Mexico City office as part of our expanding site, though a remote arrangement may be possible. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location.WHAT YOU'LL DO
- Develop and implement product features that enhance the customer experience.
- Architect and refine mobile infrastructure to enable scalability and support the rapid development of new products.
- Collaborate closely with backend engineers to design robust APIs that facilitate seamless communication between mobile devices and servers.
- Partner with Product teams to define requirements in ambiguous environments, ensuring engineering flexibility for future expansion.
- Lead and enforce engineering best practices to maintain high code quality and system reliability.
- Drive projects proactively, offering strategic direction and problem-solving to navigate uncertainty.
- Mentor the mobile engineering team, elevating skills and optimizing processes for efficiency.
- Design and execute unit and UI automation tests to ensure new features integrate smoothly without disrupting existing functionalities.
- Analyze feature effectiveness using advanced analytics to drive data-informed improvements.
WHAT WE'RE LOOKING FOR
- Bachelor’s degree (or higher) in Computer Science or a related field, or equivalent practical experience.
- Strong proficiency in Kotlin, with expertise in reactive and functional programming paradigms.
- Deep understanding of Android application architectures (MVVM, MVC, MVP, etc.).
- Demonstrated ability to engineer flexible architectures that allow for product evolution.
- Extensive knowledge of professional software engineering practices, covering the full development lifecycle, including coding standards, code reviews, source control, build processes, testing, and operations.
- 4+ years of relevant Engineering industry experience, with a strong focus on mobile development.
- Familiarity with iOS development and cross-platform frameworks such as React Native or Kotlin Multi-Platform is a significant plus.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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