Staff Product Researcher, Lead at Credit Karma

| East Bay
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Credit Karma is a mission-driven company, focused on championing financial progress for our more than 100 million members in the U.S., Canada and U.K.  While we're best known for pioneering free credit scores, our members turn to us for tips as they work on their  financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we've added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in Oakland, Charlotte, Los Angeles and London. 

*Banking services provided by MVB Bank, Inc., Member FDIC

We’re looking for an experienced Product Researcher to help advance our team and lead research initiatives for one of our key product teams. As a member of our growing Product Research department, you’ll have a hand in shaping the role of Product Research at Credit Karma and championing a member-centric approach to our products, business, and culture. This position is ideal for someone who enjoys forward-looking intrapreneurial roles, but who is also seeking the stability of a seasoned management team.

What you’ll do:

  • Act in a consultative and advisory role to various levels within the design and product teams to identify research topics and plan studies for both generative and evaluative purposes
  • Plan, design and lead research projects end to end, and facilitate the experience for your team
  • Conduct research using a wide range of qualitative methods and a subset of quantitative methods
  • Package insights into tools and assets for designers, product managers, content strategists, and marketing partners to leverage (personas, frameworks, use cases, design principles, scenarios, etc)
  • Communicate results and illustrate suggestions in compelling and creative ways, tailoring findings to suit the audience
  • Support project team members in transforming research findings and insights into innovative solutions that inform both user and business problems and that deliver measurable outcomes
  • Drive leadership buy in and support by regularly meeting, presenting findings, connecting to business outcomes and quantifying business value

What’s great about the opportunity:

  • What we’re doing as a company is ambitious and feels good: we’re offering free tools to people that help them improve their financial lives. And what we’re doing as a team is fundamental to the company’s success
  • We are a relatively new function within the company, so the landscape is wide open in terms of defining the best ways to work and ways to influence product definition and Member outcomes
  • You’ll own research not just for the team’s current products that you’re responsible for, but the broader future that these experiences could help people achieve as well
  • You have a built-in audience of 100 million+ people who rely on our product for help
  • You’ll be establishing many of the practices and processes to make this team successful

Minimum Basic Requirement:

  • 7+ years experience in applied product research and consumer tech 
  • Track record of engaging and leading cross-functional teams through new territory, and delivering on measurable business outcomes
  • Passion for advocating for an organization’s customers and championing new ideas, tools, and experiences that solve their needs and engage them in the business
  • Ability to manage and prioritize multiple projects, and experience identifying, planning, and solving for operational needs (budget, tools, cadences, etc.)
  • Command of a broad set of qualitative research and user-centered design methods
  • Strong ability to synthesize and communicate ideas visually, verbally, and in writing

Preferred Qualifications:

  • Comfort and familiarity with quantitative methods, behavioral analysis, and/or statistical concepts
  • Experience creating customer-centric deliverables (i.e. frameworks, journey maps, videos, etc.)
  • Bonus: domain expertise in fintech
  • A bachelor’s degree is required and a Masters degree is a bonus - a degree in Design, HCI, MSI, MBA, Psychology, Cognitive Science, Anthropology or a related field considered an advantage

Equal Employment Opportunity:

Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws. 

Credit Karma is also  committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.

COVID-19 update (US Jobs Only):

Credit Karma believes that vaccines are one of the most powerful tools to fight COVID-19 and save lives. We also believe that in order to work toward our mission of helping people make financial progress, people first and foremost need their health. All employees are required to be fully vaccinated against COVID-19 prior to their start date unless otherwise approved for an exception as may be required by law.

Privacy Policies:

Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies:

  • GDPR Privacy Policy
  • California Consumer Privacy Act (CCPA)
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Technology we use

  • Engineering
  • Product
    • GolangLanguages
    • JavaLanguages
    • JavascriptLanguages
    • KotlinLanguages
    • PythonLanguages
    • RLanguages
    • ScalaLanguages
    • SqlLanguages
    • SwiftLanguages
    • Objective-CLanguages
    • TypescriptLanguages
    • ReactLibraries
    • ReduxLibraries
    • AngularJSFrameworks
    • Backbone.jsFrameworks
    • HadoopFrameworks
    • Node.jsFrameworks
    • SpringFrameworks
    • TensorFlowFrameworks
    • KubernetesFrameworks
    • KafkaFrameworks
    • GraphQLFrameworks
    • HiveDatabases
    • MongoDBDatabases
    • MySQLDatabases
    • Google AnalyticsAnalytics
    • FigmaDesign

What are Credit Karma Perks + Benefits

Credit Karma Benefits Overview

Health and Wellness
Our employees’ physical and mental well-being is important to us. We offer competitive benefits to make sure employees are taken care of inside and outside of the office. We offer medical, dental, vision, mental health and life insurance coverage. We also offer a 401(k) matching plan, paid time off, holidays (including your birthday), and generous paid bonding for all new parents within the first year of birth. In addition to gym subsidy, we offer yoga, meditation sessions and a spa to relax. And because the belief is that all employees should share in the success of Credit Karma, every one receives stock options.

Professional Development
Credit Karma is committed to learning and development programs for employees, both professionally and personally. We offer a generous annual stipend for continued education, training workshops, conference opportunities, etc. We also have mentorship, coaching for developing leaders and a people manager onboarding program. Our Internal mobility program is designed to help our employees take ownership of their career and make progress within Credit Karma.

Perks
The fun and relaxed office environment means a casual dress code, ping-pong breaks, arcade games, and regular company events, such as happy hours, field day, and sporting events. Employees never go hungry with a fully stocked kitchen, filled with breakfast foods, drinks, and endless snacks. There is even an onsite barista.

Culture
Volunteer in local community
Friends outside of work
Intracompany committees
Open door policy
Team owned deliverables
Group brainstorming sessions
Open office floor plan
Diversity
Dedicated Diversity/Inclusion Staff
Highly diverse management team
Unconscious bias training
Diversity Employee Resource Groups
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Team workouts
Mental Health Benefits
Retirement & Stock Options Benefits
401(K) Matching
Company Equity
Performance Bonus
Match charitable contributions
Child Care & Parental Leave Benefits
Child Care Benefits
Generous Parental Leave
Family Medical Leave
Company sponsored family events
Vacation & Time Off Benefits
Generous PTO
Paid Volunteer Time
Paid Holidays
Paid Sick Days
Perks & Discounts
Beer on Tap
Casual Dress
Commuter Benefits
Company Outings
Game Room
Stocked Kitchen
Happy Hours
Recreational Clubs
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Time allotted for learning

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