Product Owner at Bread Financial (Remote)

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It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Summary

** This position is currently available for work at home to candidates that reside in the following states: Arizona, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Maryland, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, Utah, Washington (within 80 miles of Coeur d’Alene) or who reside in neighboring states and within 60 miles of Chadds Ford, PA or Lenexa, KS. **
The Product Owner is a key member of the agile team and works with Product Managers to provide a clear tactical vision of the product that will be built. They focus on the end-user experience, and maintain clarity and focus for the team building the product so that they can deliver. The Product Owner is the business representative of the customer on the Agile team.

Job Description

Essential Job Functions 

Product Acumen: Clearly express and prioritize the product backlog items to best achieve goals. Optimizes and organizes what the Scrum team should be working on. Leads backlog grooming sessions and ensures the backlog is visible and clear to the team. Documents new features and story details. Works with UX on mockups and design. Defines and launches minimum viable products, adding key features/requirements incrementally. Troubleshoots issues with the appropriate team members. Leads agile development teams and standups. Understands and has experience operating in an Agile framework. Reviews Functional Requirements and Business Requirements to ensure the development team understands expectations. Approves user stories before they enter development. Maintains and enhances current products Focuses on end-user experience and features that drive the roadmap. Manages short release cycles to continuously deliver product feature. Translates Product Manager’s strategy into actionable tasks and works with cross-functional agile teams to make sure that they are executing on those requirements 


Partnerships: Possesses strong communication and relationship building skills to establish strong cross-functional relationships with IT, Marketing, UX, etc…to help build, release and monitor product features. Partners closely with Product Managers on product strategy and breaking down the roadmap into features and user stories. Works with the appropriate team members to gather requirements. 


Analytics: Measures business impact and uses data to drive enhancement recommendations 


Additional Skills: Works independently and is self-motivated, capable of executing under uncertainty with multiple priorities in a fast-paced environment 


Reports to: Product Manager or Senior Manager or Director 

Working Conditions/ Physical Requirements: Normal office environment, some travel may be required.  

Direct Reports: None 


Minimum Qualifications 

Two or more years in Product Management, Business Analysis, or Information Technology


Preferred Experience: 

Bachelor’s degree in Information Technology, Business or other related field


Disclosure of COVID-19 vaccination status will be required after acceptance of a conditional offer of employment except where prohibited by applicable law. Starting January 2022 and to the extent allowed by applicable law, the Company will require all associates who will be on-site or who will travel or interact with others in person as part of their job duties to either be fully vaccinated against COVID-19 or undergo at least weekly testing. The Company is an equal opportunity employer and will consider reasonable accommodations where required by applicable law.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded payment, lending and saving products.

Formerly Alliance Data, Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates.

  • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
  • The Company is an Equal Opportunity Employer.
  • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
  • The Company participates in E-Verify.
  • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
  • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at [email protected]

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