Octane is a Fintech company whose mission is to connect people with their passions. The transaction process for large purchases such as powersports, RVs, boats, and home improvements is slow and frustrating, but Octane is changing that through automated underwriting, innovative credit products, and financing through our in-house lender Roadrunner Financial. Octane reaches millions of enthusiasts through editorial brands like Cycle World and Cycle Volta and helps consumers buy their favorite products with instant, frictionless financing on Octane.co. Octane is revolutionizing lending in under-served verticals that account for tens of billions of dollars in annual transactions. 

Octane is gaining traction quickly with customers, as evidenced by growth in originations through our platform of more than $1B since inception. Octane works with more than 3,500 merchants in the USA and offers promotional financing with low rates for more than 40 OEM brands. Because we’re the platform and the lender, we have both high growth and positive unit economics - rare for a fintech. We have raised more than $192M in capital from leading investors, including Valar Ventures, IA Ventures, Contour Venture Partners, Third Prime, Progressive Insurance and Citi Ventures and our lending securities are rated AA by Standard & Poor’s. 

About the role 

Octane is seeking a product manager who is energized by operating in an ambiguous environment; where having a growth mindset is key to advancing our business expansion into new verticals. We are looking for someone who excels at communicating cross-functionally and who can roll up their sleeves to experiment and iterate towards product market fit. 

As a Product Manager, New Verticals, you will be responsible for the products that allow the company to launch into new, multi-billion-dollar lending verticals. You will have the opportunity to quickly learn about new industries, understand their problems and needs, drive roadmap creation, and create a prioritized backlog of functionality for a dedicated team of software engineers. You will partner with stakeholders across the organization (eg. engineering, operations, risk, servicing, data) and other organizations while leading the end to end process that brings customer enjoyment of their purchase and diversification of the Octane portfolio. You will take the reins and manage products that meet the customer at point of inspiration, enable consumer shopping engagement, generate the right deal terms for the right customer, and increase sellers ability to close a deal. In partnership and high collaboration with others, you will be in the thick of prioritizing a path forward, managing milestones and deliverables, and play a key role in go to market launches. 

Responsibilities include 

• You will lead the creation of team objectives and key results that ladder up to our corporate objectives, and use those objectives and key results to guide your roadmap and feature decisions in collaboration with internal and external stakeholders.
• You will bring your solutions to market through ownership of the full product development process: problem identification, solution design, prioritization, implementation, validation, launch plan/implementation support, and adaptation.
• You will work closely with engineering, design, data, sales, and operations to build experiences that consumers and dealers will love to use.
• You will translate long term vision into clear, actionable next steps for your product engineering team.
• You will run interviews and identify problems and needs of Octane merchants that use our platform. 
• You will partner with Octane’s UX team and external partners to define best practices and reduce friction during a transaction. 
• You will partner with stakeholders in credit operations, sales, risk, and other teams, to define and deliver solutions that move the needle on core company metrics such as NPS, NFE, time spent on site, application submission, market penetration, etc.
• You will rigorously measure and report on your team’s objectives and key results. ● You will drive multiple projects and competing priorities with consistency and transparency, securing alignment from several important stakeholders on what to tackle, when, how, and why.

What we look for 

• 5+ years of experience as a product manager with a history of delivering high quality products.
• You have experience shipping products with great user experiences at scale.
• You have a growth mindset. 
• Experience with creating process flows, mock ups, etc. that depict production options to be used in proposals. 
• Ability to learn quickly, apply like concepts, and convey a product vision to internal and external stakeholders. 
• You obsess about continuous product improvement and can optimize for shipping a portfolio of small, medium and large releases. 
• You have experience running empathy interviews with end users. 
• You have experience working with internal and external stakeholders to create an overall solution. 
• You have experience validating acceptance criteria prior to launching new products.
• You have strong written and verbal communication skills with a talent for precise articulations of complex problems. 
• You are a systems thinker: you can envision how systems work together on top of sophisticated platforms to serve multiple user groups. 
• You have a get-things-done attitude to make your product and team successful whether that means writing a QA plan or investigating the root cause of production bugs. 
• You are a creative product thinker who loves collaborating across the company with engineering, design, analytics, marketing, and sales. 
• You obsess over your users to internalize their workflow and understand their needs.
• You have a history of successfully building products for SMBs. 
• You excel at navigating difficult tradeoffs. 
• Experience in fintech is a plus 
• Familiarity with SQL and Excel for product analysis.

Benefits

• Robust Health Care Plans (Medical, Dental & Vision)
• Up to 5 weeks PTO (self-managed)
• Generous Parental Leave
• Retirement Plan (401k) with Company contribution 
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Powersports Safety Benefit: reimbursement of up to $500/year for the purchase of any powersports safety equipment
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability & Life insurance
• Team Activities (remotely)
• Monthly company gift

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

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