Lead Product Manager, Payments

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About Us


Pangea offers a smarter way for people to move money around the world to friends and family. Founded in 2012, Pangea started with a mission to revolutionize the remittance industry by providing customers a powerful, easy-to-use mobile application to send money internationally. Since then, we have grown to offer additional products and services to help underbanked immigrants gain financial independence.


Pangea operates as an independent subsidiary under Enova International (NYSE: ENVA). Also headquartered in Chicago, Enova is a leading financial technology company offering accessible credit to millions of customers. Together, Pangea and Enova are on a mission to help hardworking people get access to fair financial services.


As Pangeans, we value introspection, accountability, empowerment, excellence, and above all, kindness. We believe in a fierce dedication to customer experience. We know that diversity is the key to innovation and creativity. If you have a growth mindset and you thrive under pressure, you’re a great fit for our team!


About the Role


As a leader in the Product organization, you will own the roadmap that powers the seamless movement of money for our customers across the globe. This includes all the ways in which a customer can pay for sending money to their loved ones, and all the many ways in which recipients can get and use those funds. You will report into our Director of Product and work closely with engineering, finance, operations, compliance & marketing to build the most comprehensive, fastest & cost-efficient global money transfer service.

As Lead Product Manager - Payments, you'll get to:

  • Lead, manage & mentor a team of highly skilled product managers
  • Own the payments roadmap & associated KPIs to expand our global remittance platform
  • Work hand-in-hand with engineering to plan & deliver multiple parallel projects, participating in all agile ceremonies from grooming the backlog to driving the daily scrums
  • Develop new payments hypotheses through analysis of data, speaking with customers and tracking developments in the market and with competitors
  • Deliver new payments initiatives by aligning stakeholders across the company, including executives, compliance, finance, operations and marketing
  • Build relationships with payment and banking partners to understand their capabilities, and translate our needs into business cases, feature themes, product requirements and roadmaps.
  • Identify and prioritize product and process improvements that drive better payment success rates and reduce time to settlement for a best-in-class customer experience.

The ideal candidate will have:

  • 8+ years of product management experience; and 3+ years of experience in Payments, having shipped payment products (ach, debit, credit, zelle, push2card, apple/google pay, wire etc) and/or platforms
  • Experience managing a team; including ownership of an engineering pod / squad
  • Previous technical experience with partner integrations and payments on a global scale. Treasury or other regulated financial services use cases are a plus.
  • Direct prior ownership of business and/or product KPIs, including identification & delivery of initiatives toward those KPIs
  • Strong understanding of payment risks and ability to influence stakeholders 
  • Highly organized and detail oriented. Able to prioritize, track and manage delivery of multiple projects in parallel, including editing and aligning work of their direct reports
  • Exemplary cross-functional verbal and written communication skills – able to clearly highlight progress and risks to senior management, and also provide guidance to product managers & developers
  • An owner mentality. You don't just work on projects, you own outcomes. While you have many ideas, you run the most promising ones quickly to the ground.
  • Highly analytical and quantitative, with a strong business acumen.

Pangea is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • C#Languages
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An Insider's view of Pangea Money Transfer

What kinds of technical challenges do you and your team face?

We constantly refine our mobile app experience to help people send money to friends and family. Behind the scenes, we build robust APIs that coordinate money transfers across many financial networks worldwide using a diverse and evolving tech stack based on AWS. We have a motivated team that is eager to take on any challenge.

Nick

SVP of Engineering

What makes someone successful on your team?

What I love about Pangea is that it continues to be a place that rewards hard work and initiative. For those who can thrive in an ambiguous environment and take ownership to solve problems, Pangea offers a fantastic opportunity to see the impact of your efforts.

Josh

COO

How do you empower your team to be more creative?

You have to encourage a culture of trying new things. For people to be creative, they have to be allowed to think outside the box, and to do that they have to be OK with failure. We have to be introspective and get better each time, but failure is part of the process. That's the only way to get better.

Nishu

CEO

What are Pangea Money Transfer Perks + Benefits

Culture
Volunteer in local community
Partners with nonprofits
Open door policy
OKR operational model
Team based strategic planning
Pair programming
Open office floor plan
Flexible work schedule
Remote work program
Pangea lets all employees work remotely at least once a month.
Diversity
Dedicated diversity and inclusion staff
Highly diverse management team
Mandated unconscious bias training
Mean gender pay gap below 10%
Hiring practices that promote diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Pangea contributes to employee Health Savings Accounts twice a year.
Disability insurance
Dental insurance
The cost of Pangea's dental plan with MetLife is covered 100% by Pangea.
Vision insurance
The cost of Pangea's vision plan with MetLife is covered 100% by Pangea.
Health insurance
The cost of Pangea's healthcare plan with Atenea is covered 100% by Pangea. We also contribute $500 to each employee's Health Savings Account (HSA) yearly.
Life insurance
Pet insurance
Wellness programs
Pangea proudly provides employees with reimbursement for gyms, fitness equipment, and race entry fees.
Team workouts
Mental health benefits
Financial & Retirement
401(K)
401(K) matching
Company equity
Employee stock purchase plan
Performance bonus
Charitable contribution matching
Child Care & Parental Leave Benefits
Generous parental leave
Pangea 3 months of paid maternity leave and 3 weeks of paid paternity & same-sex partner leave for new parents with at least 1 year of service.
Family medical leave
Adoption Assistance
Pangea provides employees with 6 weeks of paid adoption leave.
Vacation & Time Off Benefits
Generous PTO
Pangea's vacation policy includes up to 22 days of PTO for all employees, and increased amounts for each tenured employees.
Paid volunteer time
Pangea encourages employees to give back with paid volunteer time of 1-day per year.
Sabbatical
Pangea offers full-time employees with 4 years of continued service the opportunity to take a 2-week paid sabbatical.
Paid holidays
Paid sick days
Pangea offers paid sick days of up to 5 days per year for all employees.
Office Perks
Commuter benefits
Pangea reimburses employees for 100% of their monthly Ventra pass and up to $105 of their monthly Metra pass.
Company-sponsored outings
Free daily meals
Free snacks and drinks
Our office manager has our kitchen stocked with grab & go snacks, breakfast & all the LaCroix you can handle. Not to mention, Friday treats like ice cream sundaes.
Some meals provided
Company-sponsored happy hours
Recreational clubs
We take beach volleyball (kind of) seriously.
Fitness stipend
Onsite gym
Professional Development Benefits
Job training & conferences
Tuition reimbursement
Lunch and learns
Promote from within
Continuing education stipend
Continuing education available during work hours
Online course subscriptions available
Customized development tracks
Paid industry certifications

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