Umba is a pan-African digital bank serving customers in both Kenya and Nigeria. Our mission entails providing accessible and cost-effective financial services across Africa, enabling our customers to take charge of their financial well-being.
We are committed to seizing a unique opportunity to transform the financial landscape in Africa by harnessing the power of machine learning to develop intelligent, affordable financial products tailored for emerging markets. Our machine learning models are continuously improving, and we leverage AI and automation to deliver banking solutions at the lowest possible cost to our expanding customer base.
Umba is headquartered in Nairobi Kenya. Our primary focus is to offer a comprehensive range of digital banking products through Android, iOS and Web Apps, and we take pride in our culture of consistently surpassing customer expectations, which has fueled our rapid expansion.
Umba acquired a deposit taking microfinance bank in Kenya in 2023, which has now been named Umba Microfinance Bank. The bank has achieved fast growth since launch with average monthly growth rate of 19% and 6x revenue growth in 2024.
We are actively seeking outstanding individuals who not only possess exceptional talent but also share our vision, determination, and sense of purpose. Join us in our endeavor to establish the best digital bank in Africa.
Job Summary
Umba is currently in search of a Product Manager to join our team based in our Nairobi Office.
We are looking for someone to define, scope and manage our feature roadmap for the Kenyan market.
This person should have deep knowledge of the region, and an eye on the various competitors in the field. The ideal candidate is a proactive and motivated individual who excels in a fast-paced environment.
Responsibilities
- Working with our Vehicle Financing team and developing our feature set further with an emphasis on automation.
- Developing and managing our SME lending (UmbaPay) and Umba Payments. We want our SME experience to be best in class.
- Assessing competitors. What are we missing? What can we do better?
- QA the products that we are building
- Should be comfortable writing clear, concise PRDs as well as working with designers and engineers
- Work with internal stakeholders from risk, legal, operations, and executive management to translate business needs into product requirements.
- Establish product delivery timelines in close collaboration with the development team.
- Bachelor's degree required, engineering, data science, economics, or related technical field is preferred.
- 3-4 Years of Product Management Experience.
- Ability to translate complex problems and ideas into easily understood descriptions.
- Proven ability to dive deeply into specific functional areas and learn a domain.
- Proven ability to innovate and come up with ideas to help drive the product forward.
- Proven ability to understand the business and engineering sides and get into technical detail.
- Ability to assume a strong sense of responsibility and ownership in a fast-paced environment.
- Excellent project management skills - delivery and action-oriented.
Engineering background
SQL, Python or any scripting abilities
Startup mentality
Experience in financial services
Work Status
Valid work authorization for Kenya
Umba is proud to be an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know.
Top Skills
What We Do
Umba is an African digital bank, offering bank accounts and financial services to our customers.
We provide an ecosystem of connected financial services that allows the customer complete control of their finances all in one App.
At Umba, we believe in the power of financial inclusion to drive economic growth. As a leading digital bank, we are committed to providing innovative solutions that empower both employers and employees to achieve financial stability and reach their full potential.
Umba launched in Nigeria in January 2021, and in Kenya in April 2023, via the acquisition of an existing Microfinance bank.
Our digital platform offers seamless access to a wide range of banking services, including account management, payments, loans, savings, and more. We leverage technology and data-driven insights to streamline processes and make banking faster, smarter, and more convenient than ever before.
But we are not just a bank. We are a partner, a trusted advisor, and a catalyst for growth. Our team of talented professionals is passionate about our mission, and we work tirelessly to deliver personalized service and tailored solutions to our customers. With our extensive network and expertise, we are well-positioned to support our customers at every stage of their journey.
Join us at Umba, and be part of a dynamic team that is reshaping the future of banking. Together, we can unlock the potential of businesses, transform lives, and drive sustainable economic development. Connect with us on LinkedIn, Facebook, and Instagram to learn more about our innovative solutions and the exciting opportunities that await you at Umba.
