Principal Risk Associate, Enterprise Payments Risk Management
West Creek 3 (12073), United States of America, Richmond, Virginia
Principal Risk Associate, Enterprise Payments Risk Management
Job Title: Principal Risk Associate, Enterprise Payments Risk Management
Title: Principal Associate
Do you want to be part of an organization that’s dedicated to helping Capital One identify, manage and effectively mitigate risk – for our customers, our communities and our associates? As part of Operational Risk Management (ORM), you’ll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). You’ll also bring your unique perspective and experiences to help us be rigorous, curious and creative.
Successful Principal Risk Associates are highly motivated professionals with excellent organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential Payments Risks to Capital One. The ideal candidate will bring a big picture perspective and have a high degree of autonomy while maintaining awareness of when to engage others for direction/support.
Responsibilities:
- Provide Payments Risk consulting and effective challenge to business partners in assigned business units through demonstrated understanding of key payment activities
- Develop and leverage key relationships with cross-functional teams and first line of defense partners, providing advice and effective challenge, as required
- Consult on Issue/Event analysis and reporting functions to observe trends and provide insights on changes to the Payments Risk environment
- Engage with assigned business areas and ORM partners to review, analyze and challenge Payments risks and controls through risk and control assessments as well as ad-hoc engagement on projects
- Demonstrate strong communication, collaboration, problem solving and influencing skills across various levels of the organization
- Manage tasks and activities related to risk management initiatives to support the Enterprise Payments Risk Management team in a well-managed capacity
Basic Qualifications:
- Bachelor's Degree or military experience
- At least 1 year of experience providing risk oversight or effective challenge activities, or experience conducting audits in a financial institution environment
-At least 2 years of financial institution Risk Management experience
- At least 2 years of experience supporting, partnering and interacting with internal business clients or serving as a consultant for external business clients
Preferred Qualifications:
- At least 2 years of Project or Process Management experience
- Excellent written and verbal communication
- Basic knowledge of wholesale and retail payment systems
- Certification within the payments industry (e.g., AAP, APRP)
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).