Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionOwn the execution and scale of scored lending across Personal & Private Banking by driving utilization, optimizing decision strategies, and enhancing digital lending journeys. Expand access to credit for new-to-bank and underserved customers through innovative, data-driven approaches, while leveraging strategic partnerships and ecosystems to accelerate acquisition, improve decisioning, and embed lending into customer journeys—balancing growth with strong risk discipline.
QualificationsType of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field
Experience Required
5-7 years
- Proven experience in developing and refining scored lending strategies, including credit rules, scorecards, and decision-making frameworks
- Strong analytical capability with experience using data and insights to support credit decisions, optimise portfolio performance, and identify business growth opportunities
- Demonstrated experience in designing and enhancing lending products and customer journeys using customer behaviour, portfolio trends, and performance insights
- Experience collaborating with risk, data, and technology teams to translate lending strategies into effective solutions within decisioning systems.
Behavioural Competencies:
- Generating Ideas
- Interacting with People
- Interpreting Data
- Producing Output
- Providing Insights
- Team Working
Technical Competencies:
- Business Acumen
- Customer Understanding
- Data Analytics
- Financial Analysis
- Operational Planning
- Risk Identification
- Risk Management
Skills Required
- First Degree in Business Commerce, Finance, or related field
- 5-7 years of relevant experience
- Proven experience developing and refining scored lending strategies, including credit rules, scorecards, and decision frameworks
- Strong analytical capability using data and insights to support credit decisions and optimise portfolio performance
- Experience designing and enhancing lending products and customer journeys using customer behaviour and portfolio performance insights
- Experience collaborating with risk, data, and technology teams to implement lending strategies within decisioning systems
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
-
Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
-
Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
-
Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
