The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Responsibilities:
- Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
- Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
- Apply fundamental knowledge of programming languages for design specifications.
- Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
- Serve as advisor or coach to new or lower level analysts
- Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
- Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 2-5 years of relevant experience in the Financial Service industry
- Intermediate level experience in Applications Development role
- Consistently demonstrates clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Education:
- Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Core Responsibilities
- Design, develop, and maintain full-stack applications
- Work across:
- Backend (Java, Spring Boot)
- Frontend (Angular / React)
- Build and enhance enterprise-grade applications (likely FFS / finance platforms)
- Use AI Development tools like CoPilot, Claude, Devin AI in their day to day
- Collaborate with:
- Product teams
- Business stakeholders
- Dev & support teams
- Ensure:
- Code quality
- Performance
- Scalability
Technical Skills
- Backend
- Java
- Spring Boot / Microservices
- REST APIs
- Frontend
- Angular / React.js
- JavaScript / TypeScript
- AI - Gen AI Knowledge, Experience on dCo-Pilot, Claue or any such coding assist AI tools. Agentic AI knowledge
- Databases
- Oracle / SQL
- Other
- API integration
- Distributed systems understanding
- DevOps exposure (nice to have)
Experience Expectations (C11 level lens)
- ~5–8+ years total experience
- Strong hands-on coding capability (not just oversight)
- Should be able to:
- Independently design modules
- Own end-to-end delivery
- Troubleshoot production issues
Soft Skills
- Strong analytical/problem-solving ability
- Ability to work in global teams (NAM / APAC / EMEA)
- Clear communication for business + tech alignment
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 2-5 years of relevant experience in the Financial Services industry
- Intermediate level experience in Applications Development role
- Bachelor's degree or equivalent experience
- Proficiency in Java
- Experience with Spring Boot / Microservices
- Experience building and consuming REST APIs
- Frontend experience with Angular or React.js
- Proficiency in JavaScript and/or TypeScript
- Experience with Oracle and SQL
- Familiarity with Gen AI development tools (CoPilot, Claude, Devin AI) and agentic AI knowledge
- API integration experience
- Understanding of distributed systems
- Strong hands-on coding capability; ability to independently design modules and own end-to-end delivery
- Ability to troubleshoot and resolve production issues
- Clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines
- Serve as advisor or coach to junior analysts / act as SME to stakeholders
- DevOps exposure
- Approximately 5-8+ years total experience (Experience Expectations C11)
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
