Credit Risk Internship

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Internships at OppFi

At OppFi, interns make a real-world impact, handling projects that require higher-level thinking, collaboration, and leadership. Interns operate as full-time team members and have been responsible for creating systems, tools, and practices that tangibly improve our bottom line and are still used today.

As a participant in our internship program, you'll be part of a cohort of interns across 13+ departments. In addition to the work you'll do within your department, you'll get to know your fellow interns through a variety of collaborative projects and virtual social events.

We provide interns with career development opportunities including regular lunch and learns with leadership team members and a buddy program that pairs each intern with a tenured employee who serves as a friend and mentor. Our full-time employee base boasts a robust population of 20+ former interns, and whenever possible, we aim to extend full-time offers to interns who perform at a high level and achieve their summer goals.

This is a 10-week paid summer internship that will be remote flexible.

The Team

The Credit Risk team at OppFi develops models and strategies for underwriting and other decision areas for its installment, salary tap, and credit card products. The team researches methods to improve the acquisition process including evaluating new data sources and modeling techniques.

Responsibilities

  • Build a Machine Learning Pipeline to update models with new data automatically.
  • Work with the data science team to ensure that the framework satisfies the requirements.
  • Create detailed documentation on the methodologies employed and decisions made over the course of this project.

Required Skills

  • Pursuing Bachelor's or Master's degree in Data Science, Statistics, or similar quantitative/STEM fields, or equivalent work/internship experience.
  • Graduating in Summer 2023 or December 2022.
  • U.S.-based.
  • Technical skills - scripting in R or Python and proficient in SQL.
  • Data science skills–specifically, knowledgeable on Machine Learning techniques such as XGBoost, Random Forest, Linear Regression.
  • Curious to learn about the Data Science development process, and explore ways to improve the process.
  • Break down problems and present findings.

The minimum summer salary for this role is $10,000. The actual offer will be at the company’s sole discretion, and determined by a myriad of factors including, but not limited to depth of experience, and other relevant business considerations.

EEOC Statement

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, or federal law or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond. Check out our Culture page here.

OppFi is committed to the full inclusion of all qualified individuals. As part of this commitment, OppFi will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact our People team at [email protected]

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.opploans.com/careers/

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
  • People Operations
    • RubyLanguages
    • ClojureLanguages
    • Google AnalyticsAnalytics
    • ConfluenceManagement
    • JIRAManagement
    • WordpressCMS
    • SalesforceCRM
    • SlackCollaboration
    • ZoomCollaboration
    • AsanaProject Management
    • Monday.comProject Management

What are OppFi Perks + Benefits

OppFi Benefits Overview

Competitive salary and healthcare benefits package.
401(k) match program.
Tuition reimbursement program.
Flexible paid vacation policy, paid parental leave, and monthly Wellness Days.
Modern Health mental wellness benefits.
Discounted pet insurance.
Fringe employee lifestyle benefits platform.
Rocket Lawyer legal support benefits.
Commuter benefits.
Learning and development benefits, including LinkedIn Learning platform.
Home office reimbursement program.
Chicago office conveniently located downtown in the heart of the city.
Awesome panoramic office view of Millennium Park and Lake Michigan, with rooftop access.
Fully stocked office kitchen with healthy snacks & drinks available.
Subsidized food perk options with Fooda or DashPass DashPass.
Free office gym membership.
Dual monitors and stand-up work stations.
Casual dress policy.
Free OppFi swag.
Equal opportunity employer.

Culture
Volunteer in local community
Partners with nonprofits
Open door policy
OKR operational model
Team based strategic planning
Pair programming
Open office floor plan
Flexible work schedule
Remote work program
Diversity
Dedicated diversity and inclusion staff
Mandated unconscious bias training
Diversity employee resource groups
Hiring practices that promote diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Pet insurance
Wellness programs
Team workouts
Mental health benefits
Financial & Retirement
401(K)
401(K) matching
Employee stock purchase plan
Performance bonus
Charitable contribution matching
Child Care & Parental Leave Benefits
Childcare benefits
Generous parental leave
Family medical leave
Vacation & Time Off Benefits
Unlimited vacation policy
Generous PTO
Paid volunteer time
Paid holidays
Paid sick days
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
Some meals provided
Company-sponsored happy hours
Recreational clubs
Relocation assistance
Fitness stipend
Home-office stipend for remote employees
Onsite gym
Professional Development Benefits
Job training & conferences
Tuition reimbursement
Lunch and learns
Promote from within
Mentorship program
Continuing education stipend
Continuing education available during work hours
Online course subscriptions available
Customized development tracks
Paid industry certifications

Additional Perks + Benefits

In addition to offering generous insurance benefits and 401(k) matching, we pride ourselves on a fun, collaborative and supportive company culture. In-office events include game nights, happy hours, cultural events hosted by our employee-led communities (Business Resource Groups), a collaborative week of team bonding during Thrive Where You Work Week, and annual company parties. Virtually, we holding digital events like trivia nights, Zoom cooking classes, movie nights, and coffee chats. Through our lifestyle benefits platform Fringe, employees can access discounted services that support a healthy work/life balance. We are always looking for ways to treat our employees well and show them they’re appreciated.

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