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Overview
The Head of Liquidity & Capital Management will be responsible for strategically managing the bank's liquidity and capital positions. This includes overseeing the bank's Basel reporting for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), with a focus on optimizing liquidity and capital strategies. You will also be responsible for regulatory statistical reports on External Assets and Liabilities (EAL) and Ultimate Beneficiary Ownership (UBO).
This role requires a candidate with strong leadership skills and deep expertise in Capital Management, including Internal Capital Adequacy Assessment Process (ICAAP). You will be a key advisor to senior leadership, providing insights on the impact of new products and strategic initiatives on the bank’s financial health and regulatory compliance. The successful candidate will report to the General Manager Finance Operations, Liquidity & Capital Management General Manager
Key Responsibilities and Accountabilities
Functional (job responsibilities)
Strategic Oversight: Provide strategic oversight and leadership for all liquidity and capital management functions, ensuring the bank's financial framework is robust and aligned with business objectives and regulatory requirements. This includes taking full accountability for the timely and accurate submission of reports to Bank Negara Malaysia (BNM)
Liquidity & Capital Optimization: Develop and implement strategies to optimize the bank’s liquidity and capital positions, particularly related to LCR and NSFR. This involves identifying opportunities to enhance capital efficiency and manage liquidity buffers effectively, especially for capital-type products.
Operational Risk & Stress Testing: Lead the assessment of operational risk and its impact on capital requirements. Conduct and analyze results from internal capital adequacy stress tests to ensure the bank can withstand various market scenarios and maintain sufficient capital reserves.
Stakeholder Management: Act as the primary point of contact for BNM on all matters related to liquidity and capital reporting. Build and maintain strong relationships with internal and external stakeholders, including senior leadership and business divisions, to ensure alignment and effective communication on strategic initiatives.Strategic Analysis: Simulate and analyze the impact of new product launches, business initiatives, and market changes on the bank's liquidity and capital frameworks. Provide strategic recommendations to the Board and ALCO (Asset and Liability Committee) on mitigating risks and capitalizing on opportunities.
Jobholder Requirement
Citizen of Malaysia
Education/Qualification
Bachelor's degree or equivalent in a related discipline.
10 years and above of relevant experience, with at least 7 years specifically focused on Capital Management within the banking industry.
Experience
Possess a strong, in-depth knowledge of Bank Negara Malaysia's reporting guidelines for Basel Liquidity Ratios, EAL, and UBO reports.
Expertise in operational risk management, with a solid understanding of how it impacts capital requirements
Proven ability to conduct capital adequacy stress tests and analyze results to inform strategic decisions
Demonstrated experience in optimizing liquidity and capital strategies, particularly for LCR and NSFR
Excellent communication and strong stakeholder management skills, with a track record of effectively engaging with senior leadership and regulatory bodies like Bank Negara Malaysia.
About Hong Leong Bank
We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.
We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.
Realise your full potential at Hong Leong Bank by applying now.
Top Skills
What We Do
Hong Leong Bank Berhad is one of the leading financial services organisations in Malaysia. With a heritage of more than 100 years, it provides comprehensive financial services covering consumer banking, business banking and trade finance, treasury, branch and transaction banking, wealth management, private banking and Islamic financial services. Its merger with EON Bank Group in 2011 has further embedded its position as a core banking franchise with an expanded distribution network of more than 300 branches across the country.
With a proven track record in value creation and a highly recognised brand, Hong Leong Bank has also been extending its footprint in the region, with branches in Singapore and Hong Kong and wholly owned subsidiaries in Vietnam and Cambodia. In China, the Bank has a 20% shareholding in Bank of Chengdu Co., Ltd., Sichuan and a consumer finance joint venture.
Hong Leong Bank is a subsidiary of Hong Leong Financial Group Berhad, the financial services arm of the Hong Leong Group. Apart from banking, Hong Leong Financial Group is involved in the provision of insurance and takaful, as well as investment banking, unit trust, fund management and stock broking services
