Financial Management Sr. Analyst - SCF HQ
Country: Spain
Santander Consumer Finance HQ is looking for a Senior Analyst for our offices in Boadilla del Monte (Madrid).
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
in Santander (www.santander.com) we are main actors in the transformation of the financial sector. Do you want to join our team?
Santander Consumer Finance is oriented toward the development of business related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions that have associated direct sales (offices, call centers or digital channels). and indirect (through third parties) consumer finance products.
Santander prides itself on being an organization where there is equal opportunity, regardless of race, sex, religion, age, sexual orientation, marital status, disability, nationality or gender identity.
WHAT YOU WILL DO IN YOUR WORK
As a Financial Management Senior Analyst, your goal will be to support the coordination, guidance and supervision of the Financial and Capital Management activity of several units of the SCF group.
We need someone like you to help us in different areas:
- To support in all the Financial Management activities corresponding to the assigned units: you will help us achieve the Financial Management objectives in SCF units, coordinating the teams of HQ / and SAN Corporation and establishing direct and fluid communication channels with local CFOs.
- To help us elaborate and analyze main financial KPIs (Capital, Profitability, P&L, etc.) at Units and SCF Group level
- To guide and supervise the management of structural risks carried out by SCF units: Interest rate, liquidity and funding risks, ensuring compliance with the guidance established in Global ALCO.
- Monitoring and support for the achievement of the Capital Contribution Objectives of SCF Units.
- Analysis of the evolution of the financial expenses of each unit by sources of financing and price. Study of deviations against budgets.
- Representation of HQ Financial Management in the ALCOs of SCF units as well as in other relevant forums.
- Proposal and monitoring of the implementation of initiatives to improve the financial margin over the budgeted or depending on the specific situation of interest rates, liquidity or capital.
- To follow-up and propose to improve the profitability of the different products and business proposals within the units.
- Preparation of medium-term financial plans, budgets, defining guidelines and analyzing the proposals of the units for subsequent validation.
EXPERIENCE
Experience of around 6-10 years in banking, preferably in functions with financial content (capital management, balance sheet management, management control, treasury, financial risks, accounting…)
EDUCATION
University Degree in Economics, Business Administration and Management, Law, Engineering or similar.
Postgraduate studies in Finance will be valued.
SKILLS & KNOWLEDGE
- Knowledge of Financial Management and Accounting, Spreadsheet Domain Excel, PowerPoint
- Very high level of English (equivalent to C1 or higher). Spanish will be highly valued.
- It requires an analytical profile, with communication and persuasion skills, customer orientation and business vision, able to lead initiatives and interact with company directors.
- It requires a profile with the IT skills to work with a lot of information, analyze figures, synthesis and properly summarize them in a presentation.
- We are looking for a person with initiative, proactivity, assertiveness and enthusiasm, with attention to detail, and able to build relationships with their counterparts and managers.
- It has to demonstrate capacity for dialog at various levels and ability to work as a team.
If you want to know more about us, follow us at https://es.linkedin.com/company/banco-santander
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
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Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
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Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
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Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
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What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
