BlueVine is a high-growth fintech company empowering small businesses with innovative banking. By combining industry-leading technology and security with our team's expertise and care, we've helped 200,000+ businesses, funding more than $9 billion since 2013.

Small businesses deserve accessible and modern financial services, and traditional banks have underserved them for too long. We're hiring problem solvers and collaborators to join our meaningful mission.

Headquartered in Redwood City, CA, we've recently raised $102.5M and are backed by top investors, including Menlo Ventures, Lightspeed Ventures, Citi Ventures, SVB Financial, Nationwide Insurance, and M12. For more information, check out our LinkedIn Page. 

Summary Objective

The successful candidate will be responsible for underwriting loans in accordance with the company’s policy and risk appetite while maintaining focus on risk tolerance, growth, and profitability objectives. This position requires a high level of technical expertise, sound judgement and attention to detail with the ability to analyze complex information to assess credit risk, create appropriate loan structures, and ensure compliance with applicable regulations, credit policy/ procedures, in an effort to mitigate loss, delinquency and overall risk.

What You’ll Do

• Underwrite loans in accordance to company’s policy and procedures
• Analyze application data including financial statements, bank statements, tax returns and business and personal credit reports
• Determine Credit worthiness and structure loans within established guidelines and expectations
• Coach and train junior underwriters while providing feedback and guidance to maintain consistency across the team

What We Look For

• 4 years of Underwriting experience working in a commercial underwriting role at a fintech/bank/financial institution- Small Business Lending preferred
• Bachelor's degree with a concentration in finance or accounting preferred
• Solid credit fundamentals in a commercial environment. Formal credit training a plus
• Strong analytical and intuitive/judgmental skills

Benefits & Perks

• Receive over $1,000 annually for a wellness benefit of your choice
• Monthly WFH Stipend 
• Generous PTO and holidays
• Excellent health coverage and life insurance benefits
• Generous, paid parental leave which covers up to 15 weeks
• 401K with an immediate 3% company match

Once We Return to Office

• Free commuter benefits - CalTrain passes for SF employees and a monthly parking allowance 
• Weekly catered lunches
• Unlimited snacks in fully stocked kitchens
• Pet-friendly HQ

Read what candidates and employees have to say about us. Check out our Glassdoor Page.