Finance Business Partner, Credit

| Hybrid
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Job Description

We’re looking for a talented Senior Strategic Finance Associate to join our exceptional team, help us continue our rapid growth, and create a better way forward for our customers. In this position on our finance team, you will report to the VP of Finance and help drive revenue growth and portfolio optimization by working closely with Credit team on all credit decisions. The ideal candidate will have prior experience at a fintech company, with a strong understanding of lending economics, good analytical skills, and track record of working cross-functionally to drive forward recommendations.

Applicants must be currently authorized to work in the United States on a full-time basis without the need for employer sponsorship. Fundbox will not hire any applicants for this position who require employer sponsorship for a non-immigrant visa.

In this role, you will

  • Partner with Credit to develop a robust loss forecast and evaluate key credit decisions including approval rates, line amounts, and pricing
  • Build and maintain financial models to support decision making 
  • Analyze sophisticated and open-ended questions at the intersection of profitability and risk; present findings in a clear and concise manner to influence partners across Credit, Marketing and Product teams
  • Apply critical thinking & communication skills to make actionable recommendations; and drive those recommendations through to execution

You should have

  • At least 3+ years of experience in an analytically-driven strategic finance role at a high growth fintech company
  • Prior experience in financial services or FinTech is required, along with a good understanding of a lending P&L and unit economics, with experience or exposure to loss forecasting and loan valuation
  • Advanced proficiency in excel and analytical tools (Tableau, SQL, Python)
  • Ability to analyze complex, large data sets to derive meaningful business insights to support business strategy and growth 
  • Ability to deal effectively with ambiguity and thrive in an unstructured, fast-moving environment.
  • Excellent interpersonal and communication skills with the ability to develop strong relationships and work across all organizational levels
  • Strong work ethic - able to take ownership beyond own responsibility and run timelines/deliverables effectively
  • Degree in Mathematics, Data Science, Statistics, Finance, Financial Engineering, Computer Science or related quantitative field is a plus

About Fundbox

At Fundbox, we’re on a mission to help give business owners more financial power. Our story began when our CEO and co-founder’s mother encountered cash flow problems when she tried to grow her small business. The challenges she faced inspired our CEO to solve the most important problems for business owners and help them access capital and financial tools. Today, we combine cutting-edge machine learning and data science technologies with outstanding design and top-notch user support that earns rave reviews from our thousands of happy customers. Fundbox has raised $300 million in capital from leading Silicon Valley investors such as Khosla Ventures, General Catalyst Partners, and Spark Capital. Fundbox has offices in San Francisco, Dallas, New York, and Tel Aviv, Israel

Diversity and Inclusion at Fundbox

We’re proud to be an equal opportunity workplace as we know that diverse teams produce the best work. We’re committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.

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Technology we use

  • Engineering
  • Product
    • JavaLanguages
    • PythonLanguages
    • SQL AlchemyLibraries
    • PandasLibraries
    • DjangoFrameworks
    • FlaskFrameworks
    • Vue.jsFrameworks
    • React NativeFrameworks
    • RabbitMQFrameworks
    • GunicornFrameworks
    • MongoDBDatabases
    • MySQLDatabases
    • RedisDatabases
    • SnowflakeDatabases
    • ConfluenceManagement
    • JIRAManagement
    • Google WorkspaceManagement

An Insider's view of Fundbox

How would you describe the company’s work-life balance?

We work hard, but Fundbox is not a place where success and work is put above everything else. I feel my contributions are valued, but my mental health and overall well-being are valued above that.

Abby

Account Specialist

What makes someone successful on your team?

We encourage initiative, collaboration and ownership. Someone who is successful on our team is a person who sees a high-value problem worth fixing, takes the initiative to lead a project to solve this problem and works collaboratively with other functions to resolve the issue.

Marten

Chief Financial Officer

What's something quirky about your company?

Hands down the best non-work Slack channels ever

Gina

Sr. Payments and Banking Partner Manager

What are Fundbox Perks + Benefits

Culture
Volunteer in local community
We know the value of community, and we encourage our employees to volunteer both as a team and on their own. We offer employees yearly paid time off to volunteer for a recognized charity, cause, or no
Open door policy
OKR operational model
Team based strategic planning
Open office floor plan
Flexible work schedule
Remote work program
Diversity
Mandated unconscious bias training
Diversity manifesto
Diversity employee resource groups
We have three ERG's: Women at Fundbox, Melanin Collective, and Pride at Fundbox. Our ERG's work hard to create inclusive and diverse programming to highlight the importance of diversity.
Hiring practices that promote diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Wellness programs
Team workouts
Mental health benefits
Financial & Retirement
401(K)
Company equity
Child Care & Parental Leave Benefits
Generous parental leave
Family medical leave
Company sponsored family events
Vacation & Time Off Benefits
Generous PTO
Paid volunteer time
Paid holidays
Paid sick days
Office Perks
Commuter benefits
Company-sponsored outings
Free daily meals
Free snacks and drinks
Company-sponsored happy hours
Onsite office parking
Recreational clubs
Fitness stipend
Home-office stipend for remote employees
Professional Development Benefits
Lunch and learns
Promote from within
Continuing education stipend
Continuing education available during work hours
Customized development tracks

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