About Fundbox

Fundbox is a financial platform for small businesses. The company is on a mission to unlock growth for small businesses by providing fast and easy access to financial tools and working capital solutions. Fundbox has connected with over 325,000 businesses, unlocked over $2.5B in working capital, and invested $100M into its AI platform, gaining deep insights into the small business ecosystem.

We were recently selected as one of the top 250 Fintechs out of 17,000 Fintechs and Startups in the industry.  

Fundboxers (as we like to call them) join our amazing team due to our mission of empowering small businesses to realize their full potential with the help of Fundbox.

We offer incredible benefits including:

• Competitive Compensation, including equity with Fundbox in the form of restricted stock units
• Generous PTO policy to include vacation, sick time and more
• Monthly lunch budget
• Total wellness benefits, including individual annual budget, mental and physical health resources and more
• Personal and professional development budget 
• Stipend to improve your home office setup 
• Premium coverage for health plans offered from day one (some options covered at 100% for Employees)
• 401k, Life insurance and disability benefits

Let’s not forget, we were recently certified by Great Place to work with an employee satisfaction rate of 94%.

Job Description

We build financial technology to help more business owners succeed. Our goal is to revolutionize the business economy by evolving how funding flows.

We’re looking for a talented Credit Strategy Manager to join our exceptional team, help us continue our rapid growth, and create a better way forward for our customers. The Credit team at Fundbox owns underwriting, pricing, loan performance and collections and has direct customer-level P&L responsibility. The team is responsible for driving profitability by making important business decisions. In this role on the Credit team, you will have the opportunity to drive the team’s agenda, in addition to developing high impact recommendations that drive business value.

In this role, you will

• Perform credit analysis to develop recommendations that improve new customer underwriting (approve/decline, credit line assignment, and pricing) and customer management strategies (credit line increase/decrease, retention, repricing etc.)
• Develop a solid understanding of segment level valuations to optimize segment level policies
• Collaborate with Product Management and Sales partners to implement new credit strategies
• Work closely with Data Scientists to leverage risk models in underwriting
• Drive multiple analytical projects in a fast-paced environment through effective communication with peers and customers
• Help in hiring, coaching, developing and mentoring credit analytics talent at Fundbox
• Facilitate monthly, quarterly, and annual business reviews for the credit and leadership teams

You should have

• At least 3 years of experience in a quantitative analytics role at a financial services, consulting, or high growth fintech firm OR 1+ years of experience in performing credit analysis at a consumer or small business lender (credit cards, auto loans, unsecured loans, etc.)
• Ability to perform analysis with high degree of autonomy and accuracy
• Strong sense of ownership and business intuition
• Strong technical skills - SQL and Excel proficiency required, R/Python & Tableau experience a plus
• Excellent written and verbal communication skills to deliver insights clearly and succinctly 
• BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering) preferred

Diversity and Inclusion at Fundbox

Fundbox is proud to be an equal opportunity workplace as we know that diverse teams produce the best work. We are committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.

Applicants for Credit Strategy Manager must be currently authorized to work in the United States on a full-time basis without the need for employer sponsorship. Fundbox will not hire any applicants who require employer sponsorship for a non-immigrant visa for this position.

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