Credit Risk Specialist/Underwriter

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At Amount we have a thriving culture and possess a truly entrepreneurial spirit. We value innovation and individual voices, we are committed to active inclusion and diversity, and we support each other's growth. Most importantly, we’re always ready to hustle!


If you’re ready to thrive in a fast-paced environment, come join an organization with visionary leadership and FinTech disruptors. With your help, we will continue to reinvent banking by helping our Amount platform partners innovate and digitize their banking products and services!


Amount is excited to announce the recent strategic acquisition of LinearFT, a leading small business banking technology provider. Learn more about the acquisition here: https://www.businesswire.com/news/home/20220201005132/en/Amount-acquires-Linear-Financial-Technologies


At ASB, customer experience is at the forefront of everything we do. To help us build functional systems that improve customer experience, we are now looking for a Credit Risk Specialist. Core responsibilities include utilizing critical thinking, financial statement analysis and attention to details to make prudent credit decisions. If you have a solid background working in financial services, we’d love to speak with you.

What you'll work on:

  • Make expedient but prudent investment decisions
  • Work closely with our senior credit team to continually optimize our credit policies and strategies
  • Make logical decisions on when to supplement data beyond what is collected from our software platform
  • Structure transactions according to the corporate profile and risk profile of each customer
  • Design credit solutions for customers and ultimately close the deal
  • Conduct yourself consistent with the Company’s core values of teamwork, execution, integrity, and a focus on a positive customer experience

Who you are:

  • 2+ years of work experience in a role that requires financial statement analysis, accounting or the research and evaluation of a variety of different business models
  • Knowledge of the credit and/or capital markets
  • Well versed in financial products and services
  • Strong analytical, interpersonal, and presentation skills
  • Extreme attention to details
  • A thirst for knowledge
  • Disciplined thinker
  • Team player

#LI-JC1


About Us


Amount delivers the technology that financial institutions need to build and enhance the digital experience.


Built by digital lending industry veterans, Amount helps partners go digital in months—not years. Amount empowers multi-product omnichannel retail banking experiences and a robust point-of-sale financing suite underpinned by core platform features including fraud prevention, verification, decisioning engines and account management.


Amount partners can optimize performance across product categories by tapping into various service offerings including customer acquisition, funnel and performance assessments, and risk analytics. Our next generation lending platform runs its complete test suite in under 60s and currently has 93% code coverage.


Our values:


Optimistic: We believe technology has the power to improve the financial lives of everyone. 

Teamwork: We make the best technology work for our clients by working together. 

Risk Aware: We understand the impacts of each and every decision we make in our high risk industry. 

Integrity: We work honestly and undivided in our commitment to make more possible. 

Eager: We are self-starters, fully engaged and committed to pushing great ideas forward quickly and responsibly.

Respectful: We honor diversity, value inclusion, and create an environment of belonging for people of all backgrounds. 

Committed: We are dedicated to the highest standard for our partners, their customers, and our people. 

Curious: We seek to understand the core of each problem, enabling us to find the right solution. 


Benefits and Perks:


Enjoy each other's company over happy hours, yoga and meditation sessions, lunch and learns, team demo days, game nights, and more!

Take the time you need when you need it through our Flexible PTO policy.

Save $$ on taxes by using our commuter and transit benefits! We also have a bike storage room available onsite.

Get fit using the onsite gyms in our Chicago and LA offices!

Don't get hangry - enjoy a lunch stipend via Grubhub+ in our four office locations!

Take advantage of our comprehensive benefits package including medical, dental, vision coverage, 401(k), parental leave, HSA match, and an Employee Assistance Program.

Interested in having a stake in Amount? We offer a meaningful equity program.

Have a pet? Then, we're paws-itively certain you're going to love our My Pet Protection plans.

Short-term disability, long-term disability, and life insurance are options too!


#LI-Remote #LI-Hybrid

More Information on Amount
Amount operates in the Fintech industry. The company is located in Chicago, IL. Amount was founded in 2020. It has 166 total employees. It offers perks and benefits such as Volunteer in local community, Partners with nonprofits, Open door policy, OKR operational model, Team based strategic planning and Pair programming. To see all 1 open jobs at Amount, click here.
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